211 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 211 Garfield Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,399 sqft · built 1951
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`486-063-02-00`

Property Details

APN / Parcel Number

Primary APN	`486-063-02-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,399 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	13,200 sqft (0.303 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	211 GARFIELD AVE
City	EL CAJON
State	CA
Zip	92020-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 43 TR 002638
Legal Subdivision	GARFIELD AVE SUB
Legal Tract	002638
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16100

Owner

211 Garfield Ave is owned and occupied by an individual who acquired it in January 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	211 GARFIELD AVE, EL CAJON, CA 92020-2727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 16, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 16, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 6, 2017
Transfer Doc	0000031713
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	211 GARFIELD AVE, EL CAJON, CA 92020-2727
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GARFIELD AVE, EL CAJON, CA 92020-2727

Mortgage

Document Number	0000505394
Date	Jul 15, 2021
Instrument	2021-0505394

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.79%
Change Frequency	Annually
Index	1-Year CMT

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	211 GARFIELD AVE, EL CAJON, CA 92020-2727
Document Number	0000207230
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	211 GARFIELD AVE EL CAJON CA 920202727, EL CAJON, CA 92020-2727

Mortgage

Document Number	0000207230
Date	May 23, 2018
Instrument	207230

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	211 GARFIELD AVE, EL CAJON, CA 92020-2727
Document Number	0000207229
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	211 GARFIELD AVE EL CAJON CA 920202727, EL CAJON, CA 92020-2727

Mortgage

Document Number	0000207229
Date	May 23, 2018
Instrument	207229

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2017
Property Address	211 GARFIELD AVE, EL CAJON, CA 92020-2727
Document Number	0000031713
Instrument Date	Jan 6, 2017
Instrument	31713
Transaction Type	Transfer
Record Updated	Jan 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	211 GARFIELD AVE EL CAJON CA 920202727, EL CAJON, CA 92020-2727

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2017
Property Address	211 GARFIELD AVE, EL CAJON, CA 92020-2727
Document Number	0000016566
Instrument Date	Jan 6, 2017
Instrument	16566
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GARFIELD AVE EL CAJON CA 920202727, EL CAJON, CA 92020-2727

Tax Assessment & Valuation

The 2025 property tax bill for 211 Garfield Ave was $1,556 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$80,060 (+2%) Land $32,488 Building $47,572
2025	$1,556.00 Homeowner's exemption	$78,491 Land $31,851 Building $46,640
2023	$1,276.00 (+3.99%) Homeowner's exemption	$75,445 Land $30,615 Building $44,830
2022	$1,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 211 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 211 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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