Clay County property record for 211 E 9th St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,321 sqft · built 1900 |
| Lot Size | 0.244 acres (10,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Jul 2021) |
| Tax Bill | $2,030 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607333009 |
| Primary APN | 963607333009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,321 sqft Living Area |
| 1st Floor Area | 614 sqft |
| Basement Area | 614 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 10,650 sqft (0.244 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 309 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 64096360733300900 |
|---|---|
| Street Address | 211 E 9TH ST |
| City | SPENCER |
| State | IA |
| Zip | 51301-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPENCER RESID |
| Legal Description | 9 6 COLLEGE W 1/2 10 6 COLLEGE |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | COLLEGE ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607333009
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 E 9TH ST, SPENCER, IA 51301-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage FARMERS TRUST & SAVINGS BANK |
| Dec 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Dec 26, 2017 · Amount on Record |
| Deed Document Number | 2021 2362 |
| Deed Book / Page | 2021 / 2362 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 211 E 9TH ST, SPENCER, IA 51301-4417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/1742 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | 2021/1742 |
| Instrument | 2021 1742 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 26, 2021 |
| Property Address | 211 E 9TH ST, SPENCER, IA 51301-4417 |
| Document Number | 02021/2362 |
| Book / Page | 2021 / 2362 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021 2362 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 W 1ST ST APT 1, 1, SPENCER, IA 51301-4234 |
| Document Number | 02021/2363 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 2021/2363 |
| Instrument | 2021 2363 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Dec 26, 2017 |
| Property Address | 211 E 9TH ST, SPENCER, IA 51301-4417 |
| Document Number | 2017/3394 |
| Book / Page | 2017 / 3394 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2017 3394 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 211 E 9TH ST, SPENCER, IA 51301-4417 |
| Document Number | 02017/3395 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 2017/3395 |
| Instrument | 2017 3395 |
| Name | IOWA STATE BANK |
|---|---|
| Type | Bank |
| Address | RUTHVEN, IA 51358 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,270 (+13.32%) Land $30,000 Building $125,270 | $155,270 (+13.32%) Land $30,000 Building $125,270 | |
| 2024 | $2,030.00 (+6.95%) | ||
| 2023 | $137,020 (+17.48%) Land $21,000 Building $116,020 | $137,020 (+17.48%) Land $21,000 Building $116,020 | |
| 2022 | $1,898.00 Homeowner's exemption | $116,630 Land $21,000 Building $95,630 | |
| 2021 | $116,630 Land $21,000 Building $95,630 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Communications Utility Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 451 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA2171071, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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