Saginaw County property record for 211 Coal St, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 825 sqft · built 1920 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on File |
| Last Sale | $29,120 (Oct 2022) |
| Tax Bill | $1,563 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 24-10-3-08-1053-001 |
| Primary APN | 24-10-3-08-1053-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 97 ft deep x 96 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 211 COAL ST |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-1861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF N 1/2 OF FRL NW 1/4 OF SEC 8 BEG AT A POINT ON NLY LINE OF COAL STREET 272.5 FT NWLY FROM A LINE THAT CONNECTS NW |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 08 |
| Legal Subdivision | HANCHETTS ADDN |
| Legal Block | 5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 12600 |
211 Coal St is owned and occupied by an individual who acquired it in October 2022.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 COAL ST, SAINT CHARLES, MI 48655-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2022 | Warranty Deed, Transfer CROSSROADS TITLE |
| Nov 2, 2022 | Intrafamily Transfer, Transfer CROSSROADS TITLE |
| Apr 14, 2022 | Sheriff's Deed, Foreclosure |
| Feb 16, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on File |
| Deed Sale | Oct 21, 2022 · Amount on File |
| Prior Sale | Apr 14, 2022 · Amount on File |
| Deed Document Number | 202227693 |
| Last Transfer Date | Oct 26, 2022 |
| Transfer Doc | 0000028532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 21, 2022 |
| Property Address | 211 COAL ST, SAINT CHARLES, MI 48655-1861 |
| Document Number | 0000027693 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022027693 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $221.25 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 211 COAL ST, 211, SAINT CHARLES, MI 48655-1861 |
| Name | Verified Name |
|---|---|
| Address | 21496 NELSON RD, MERRILL, MI 48637-9729 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 2, 2022 |
| Property Address | 211 COAL ST, SAINT CHARLES, MI 48655-1861 |
| Document Number | 0000028532 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022028532 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21496 NELSON RD, 21496, MERRILL, MI 48637-9729 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21496 NELSON RD, MERRILL, MI 48637-9729 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 14, 2022 |
| Property Address | 211 COAL ST, SAINT CHARLES, MI 48655-1861 |
| Document Number | 0000011982 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022011982 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 211 COAL ST, 211, SAINT CHARLES, MI 48655-1861 |
| Name | Verified Name |
|---|---|
| Address | 16700 BRIGGS RD, CHESANING, MI 48616-9776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 211 COAL ST, SAINT CHARLES, MI 48655-1861 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004244 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022004244 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 115 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.58% |
The 2025 property tax bill for 211 Coal St was $1,563 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,900 | $87,800 | |
| 2025 | $1,563.00 Homeowner's exemption | ||
| 2023 | $35,900 | $71,800 | |
| 2022 | $770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 211 Coal St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1986–2013) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 211 Coal St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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