211 Choptank Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 211 Choptank Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 1918
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jun 2026)
Tax Bill	$4,364 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-173156`

Property Details

APN / Parcel Number

Primary APN	`07-173156`
Alternative APNs	`7173156` `173156`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,608 sqft Total Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	173156
Street Address	211 CHOPTANK AVE
City	CAMBRIDGE
State	MD
Zip	21613-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3,750 SQ. FT. 211 CHOPTANK AVENUE CAMBRIDGE
Legal Subdivision	ROSE HL TERRACE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3015
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

211 Choptank Ave is owned by an individual who bought it in June 2026.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1105 HOLLAND AVE, CAMBRIDGE, MD 21613-1418
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Mar 29, 2022	Deed, Transfer · Conventional Mortgage NFM INC
Jan 27, 2017	Deed of Trust, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Mar 29, 2022 · Amount on File
Deed Book / Page	2022 / 357
Prior Transfer Date	Mar 4, 2011
Prior Transfer Doc	0010240007
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 23, 2026
Property Address	211 CHOPTANK AVE, CAMBRIDGE, MD 21613-1626
Document Number	2022000357
Book / Page	2022 / 357
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 HOLLAND AVE, CAMBRIDGE, MD 21613-1418

Mortgage

Document Number	2022000363,
Date	Jun 23, 2026
Book Page	2022/363

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 29, 2022
Property Address	211 CHOPTANK AVE, CAMBRIDGE, MD 21613-1626
Document Number	0017300178
Book / Page	1730 / 178
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	211 CHOPTANK AVE, CAMBRIDGE, MD 21613-1626

Mortgage

Document Number	0001730186
Date	Mar 29, 2022
Instrument	1730/186

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	211 CHOPTANK AVE, CAMBRIDGE, MD 21613-1626
Document Number	0013850450
Book / Page	001385 / 000450
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5211 FAIRGREENE WAY IJAMSVILLE MD 217549634, IJAMSVILLE, MD 21754-9634

Mortgage

Document Number	0013850450
Date	Feb 23, 2017
Book Page	001385/000450

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 211 Choptank Ave was $4,364, up 4.4% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,364.00 (+4.38%)	$233,533 (+4.91%)	$255,400 (+14.73%) Land $39,000 Building $216,400
2025	$4,181.00	$222,600 Land $30,000 Building $192,600	$222,600 Land $30,000 Building $192,600
2023	$2,402.00	$130,000	$222,600 Land $30,000 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 211 Choptank Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 50 condo units
Nearby Flood Claims	27 (1985–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Choptank Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Choptank Ave

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