Cortland County and Cortland City property record for 211 Central Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,446 sqft · built 1948 |
| Lot Size | 0.273 acres (11,921 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,100 (Dec 2022) |
| Tax Bill | $4,429 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 87.53-03-06.000 |
| Primary APN | 110200 87.53-03-06.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Upper Floors Area | 482 sqft |
| Game Room | Game Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,921 sqft (0.273 acres) |
| Lot Dimensions | 118 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 237 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 32 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 211 CENTRAL AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970500 |
211 Central Ave is owned by an individual who bought it in December 2022.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 58 HAMLIN ST, CORTLAND, NY 13045-1708 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU |
| Feb 8, 2023 | Deed, Transfer |
| Dec 6, 2022 | Warranty Deed, Transfer |
| Oct 31, 2022 | Deed, Transfer |
| Jan 22, 2019 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on File |
| Deed Sale | Dec 6, 2022 · Amount on File |
| Prior Sale | Oct 13, 2009 · Amount on File |
| Deed Document Number | 20226968 |
| Prior Transfer Date | Sep 14, 2022 |
| Prior Transfer Doc | 0000005795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 211 CENTRAL AVE, CORTLAND, NY 13045-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001268 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023-01268 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Feb 8, 2023 |
| Property Address | 211 CENTRAL AVE, CORTLAND, NY 13045-2817 |
| Document Number | 0000000568 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023-00568 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 HAMLIN ST, CORTLAND, NY 13045-1708 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Dec 6, 2022 |
| Property Address | 211 CENTRAL AVE, CORTLAND, NY 13045-2817 |
| Document Number | 0000006968 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022-06968 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 BLOOMINGDALE RD # STE30, STE30, WHITE PLAINS, NY 10605-1500 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Oct 31, 2022 |
| Property Address | 211 CENTRAL AVE, CORTLAND, NY 13045-2817 |
| Document Number | 0000005795 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-05795 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 211 CENTRAL AVE, CORTLAND, NY 13045-2817 |
| Document Number | 0000000483 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 211 CENTRAL AVE CORTLAND NY 130452817, CORTLAND, NY 13045-2817 |
| Document Number | 0000000483 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 483 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2049 |
| Rate | 3.75% |
|---|
The 2026 property tax bill for 211 Central Ave was $4,429, up 66.6% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,429.00 (+66.63%) | ||
| 2025 | $2,658.00 | $115,000 Land $20,000 Building $95,000 | $118,557 Land $20,619 Building $97,938 |
| 2023 | $2,872.00 | $83,700 Land $14,000 Building $69,700 | $114,658 Land $19,178 Building $95,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 211 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 211 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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