211 Bruce Ct, Elkton, MD 21921 Property Records

Cecil County property record for 211 Bruce Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 976 sqft · built 1990
Lot Size	0.226 acres (9,844 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Dec 2024)
Tax Bill	$3,827 (2026)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-089525`

Property Details

APN / Parcel Number

Primary APN	`03-089525`
Alternative APNs	`3089525` `089525`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	976 sqft Total Area
Basement Area	542 sqft
Finished Basement	542 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,844 sqft (0.226 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	089525
Street Address	211 BRUCE CT
City	ELKTON
State	MD
Zip	21921-6259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 9 - .226 ACRE 211 BRUCE COURT GRAYS HILL
Legal Subdivision	FINAL MAJOR SUBDIVSION PLAT OF SECTION 1
Legal Lot Number	9
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1004
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

211 Bruce Ct is owned and occupied by two individuals who bought it in December 2024.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	211 BRUCE CT, ELKTON, MD 21921-6259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 16, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 19, 2020	Deed, Transfer · VA Mortgage CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on File
Deed Sale	Dec 26, 2024 · Amount on File
Prior Sale	Feb 19, 2020 · Amount on File
Deed Book / Page	5559 / 71
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	211 BRUCE CT, ELKTON, MD 21921-6259
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 BRUCE CT, ELKTON, MD 21921-6259

Mortgage

Document Number	0057000448
Date	Nov 17, 2025
Book Page	5700/448

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	211 BRUCE CT, ELKTON, MD 21921-6259
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 BRUCE CT, ELKTON, MD 21921-6259

Mortgage

Document Number	0053260235
Date	May 16, 2023
Book Page	5326/235

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	211 BRUCE CT, ELKTON, MD 21921-6259
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050560261
Date	Dec 9, 2021
Book Page	5056/261

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 19, 2020
Property Address	211 BRUCE CT, ELKTON, MD 21921-6259
Document Number	0045530072
Book / Page	4553 / 072
Map Reference	MB NDS 14 PL 55
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	XPRESS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	211 BRUCE CT, ELKTON, MD 21921-6259

Mortgage

Document Number	0000455379
Date	Feb 19, 2020
Instrument	4553/79

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 211 Bruce Ct was $3,827, up 7.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,827.00 (+7.86%)	$222,500	$239,900 Land $77,200 Building $162,700
2025	$3,548.00
2023	$2,511.00 Homeowner's exemption	$184,567	$187,700 Land $55,400 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 211 Bruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Bruce Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Talkie Communications, Verizon.

Nearby Properties on Bruce Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures