21099 Chandler Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 21099 Chandler Ct, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,902 sqft · built 1987
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Sep 2021)
Tax Bill	$4,502 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-15-6632-000`

Property Details

APN / Parcel Number

Primary APN	`012-15-6632-000`
Alternative APN	`81 J 2 117`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	1,902 sqft Living Area
1st Floor Area	792 sqft
Basement Area	264 sqft
Finished Basement	264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	21099 CHANDLER CT
City	STERLING
State	VA
Zip	20164-6300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH6
Legal Description	MIRROR RIDGE SUBD SEC.2 LOT 117 200812310075428
Legal Subdivision	MIRROR RIDGE
Legal Block	1
Legal Lot Number	117
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1000
Census Tract	611205

Owner

21099 Chandler Ct, a townhouse, is owned and occupied by an individual who bought it in September 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	21099 CHANDLER CT, STERLING, VA 20164-6300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EMET MORTGAGE
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Jun 1, 2017	Grant Deed, Transfer · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	202196478
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 14, 2021
Property Address	21099 CHANDLER CT, STERLING, VA 20164-6300
Document Number	0000096478
Instrument Date	Sep 14, 2021
Instrument	202109140096478
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21099 CHANDLER CT, STERLING, VA 20164-6300

Mortgage

Document Number	0000098433
Date	Sep 20, 2021
Instrument	202109200098433

Lender

Name	EMET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21099 CHANDLER CT, STERLING, VA 20164-6300
Document Number	20200526037973
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21099 CHANDLER CT STERLING VA 201646300, STERLING, VA 20164-6300

Mortgage

Document Number	20200526037973
Date	May 26, 2020
Instrument	37973

Lender

Name	CITIZENS BK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 1, 2017
Property Address	21099 CHANDLER CT, STERLING, VA 20164-6300
Document Number	20170601033260
Instrument Date	Jun 1, 2017
Instrument	33260
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21099 CHANDLER CT STERLING VA 201646300, STERLING, VA 20164-6300

Mortgage

Document Number	20170601033261
Date	Jun 1, 2017
Instrument	33261

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21099 Chandler Ct was $4,502.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,502.00	$559,300 Land $183,500 Building $375,800	$559,300 Land $183,500 Building $375,800
2023	$4,385.00	$501,210 Land $183,500 Building $317,710	$501,210 Land $183,500 Building $317,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21099 Chandler Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21099 Chandler Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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