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21098 Cervantes Ct, Macomb, MI 48044 Property Records

Macomb County property record for 21098 Cervantes Ct, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,137 sqft · built 1997
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$530,000 (Aug 2023)
Tax Bill$9,028 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-22-378-012

Property Details

APN / Parcel Number

Primary APN20-08-22-378-012
Alternative APN
  • 0822378012

Interior

Full Baths2.5 Baths
Half Baths3 Half Baths
Building Area3,137 sqft Living Area
1st Floor Area1,996 sqft
Basement Area1,996 sqft
Unfinished Basement1,996 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleSplit Level
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions143 ft deep x 73 ft wide
Garage Area743 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21098 CERVANTES CT
CityMACOMB
StateMI
Zip48044-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDEERFIELD PARK SUB #2 LOT 206 LIBER: 117 PAGES: 28-33
Legal SubdivisionDEERFIELD PARK SUB
Legal Lot Number206
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2022
Census Tract224002

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21098 CERVANTES CT, MACOMB, MI 48044-1814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Warranty Deed, Transfer · Conventional Mortgage
PREMIA MORTGAGE LLC
Nov 16, 2020Deed of Trust, Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleMar 9, 2015 · Amount on Record
Deed Document Number202370001
Deed Book / Page29256 / 651
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 15, 2023
Property Address21098 CERVANTES CT, MACOMB, MI 48044-1814
Document Number2300070001
Book / Page29256 / 651
Map ReferenceLB 117 PG 28-33
Instrument DateAug 9, 2023
Instrument202300070001
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21098 CERVANTES CT, MACOMB, MI 48044-1814

Transferred To (Grantee/Buyer)

NameVerified Name
Address21098 CERVANTES CT, MACOMB, MI 48044-1814

Mortgage

Document Number2300070261
DateAug 15, 2023
Instrument202300070261
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21098 CERVANTES CT, MACOMB, MI 48044-1814
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address21098 CERVANTES CT, MACOMB, MI 48044-1814

Mortgage

Document Number0000140733
DateNov 16, 2020
Book Page27161/836
Instrument2140733
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,800 (+23.31%)$575,600 (+23.31%)
2025$9,028.00 (+55.33%)
2023$233,400$466,800
2022$5,812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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