21097 Jenner, #76, Lake Forest, CA 92630 Property Records

Orange County property record for 21097 Jenner, #76, Lake Forest, CA 92630

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,121 sqft · built 1987
Owner	Trust Name on File
Last Sale	$340,000 (Sep 2012)
Tax Bill	$5,028 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`939-936-97`

Property Details

APN / Parcel Number

Primary APN	`939-936-97`
Alternative APN	`610-205-06`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,121 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21097 JENNER, 76
City	LAKE FOREST
State	CA
Zip	92630-7079
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12603 BLK LOT 5 UN 76 TR 12603 LOT 5 UNIT 76 OF PROJECT LOCATED ON AP
Legal Subdivision	WILLOW GLEN
Legal Tract	12603
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2003
Census Tract	52425

Owner

21097 Jenner, #76 is owner-occupied and held in a trust since May 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	21097 JENNER, 76, LAKE FOREST, CA 92630-7079
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 30, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 17, 2022	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2012 · Amount on File
Deed Sale	Sep 20, 2012 · Amount on File
Prior Sale	Apr 3, 1998 · Amount on File
Deed Document Number	2012553467
Last Transfer Date	May 10, 2022
Transfer Doc	0000183423
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER 76, 76, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000295791
Date	Oct 28, 2025
Instrument	2025000295791

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year T-Bill
Max Rate	5.87%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000126102
Date	May 30, 2023
Instrument	2023000126102

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000202921
Date	Jun 3, 2022
Instrument	2022000202921

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 17, 2022
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Document Number	0000183423
Map Reference	MB 562 PG 7-9
Instrument Date	May 10, 2022
Instrument	2022000183423
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER 76, 76, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000262489
Date	Apr 19, 2021
Instrument	2021000262489

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER 76, 76, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000089097
Date	Feb 9, 2021
Instrument	2021000089097

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Mar 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Document Number	0000211588
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER #76 LAKE FOREST CA 926307079, 76, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000211588
Date	May 11, 2020
Instrument	211588

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Document Number	0000005788
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER #76 LAKE FOREST CA 926307079, 76, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000005788
Date	Jan 7, 2020
Instrument	5788

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Document Number	0000398608
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER LAKE FOREST CA 926307079, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000398608
Date	Nov 2, 2018
Instrument	398608

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Document Number	0000537993
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER #76 LAKE FOREST CA 926307079, 76, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000537993
Date	Dec 14, 2017
Instrument	537993

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21097 JENNER # 76, 76, LAKE FOREST, CA 92630-7079
Document Number	0000272666
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21097 JENNER #76 LAKE FOREST CA 926307079, 76, LAKE FOREST, CA 92630-7079

Mortgage

Document Number	0000272666
Date	Jun 30, 2017
Instrument	272666

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 21097 Jenner, #76 was $5,028 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,745 (+2%) Land $384,838 Building $109,907
2025	$5,028.00 Homeowner's exemption	$485,045 Land $377,293 Building $107,752
2023	$4,819.00 (+1.86%) Homeowner's exemption	$466,211 Land $362,642 Building $103,569
2022	$4,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21097 Jenner, #76 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21097 Jenner, #76 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

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