Loudoun County property record for 21092 Joseph Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,592 sqft · built 1999 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2021) |
| Tax Bill | $4,995 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-29-0715-000 |
| Primary APN | 029-29-0715-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 21092 JOSEPH TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-2428 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | COLONNADE AT DULLES TOWN CENTER SEC.2 PART 2 LOT 284 200704130028470 |
| Legal Subdivision | COLONNADE AT DULLES TOWN CENTER |
| Legal Block | 3 |
| Legal Lot Number | 284 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 611501 |
21092 Joseph Ter, a townhouse, is owned and occupied by two individuals who bought it in May 2021.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21092 JOSEPH TER, STERLING, VA 20166-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · Line of Credit HANSCOM FEDERAL CREDIT UNION |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION |
| Jan 17, 2018 | Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on File |
| Deed Sale | May 27, 2021 · Amount on File |
| Prior Sale | Apr 13, 2007 · Amount on File |
| Deed Document Number | 202160685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 21092 JOSEPH TER, STERLING, VA 20166-2428 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001497 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 202401120001497 |
| Name | HANSCOM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 27, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 27, 2021 |
| Property Address | 21092 JOSEPH TER, STERLING, VA 20166-2428 |
| Document Number | 202105270060685 |
| Instrument Date | May 24, 2021 |
| Instrument | 202105270060685 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | MODERN TITLE LLC, MODE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21092 JOSEPH TER, STERLING, VA 20166-2428 |
| Document Number | 202105270060686 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 202105270060686 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 21092 JOSEPH TER, STERLING, VA 20166-2428 |
| Document Number | 20180122003620 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180122003620 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 3620 |
| Name | PRIME LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 21092 Joseph Ter was $4,995.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,995.00 | $620,570 Land $190,000 Building $430,570 | $620,570 Land $190,000 Building $430,570 |
| 2023 | $4,878.00 | $557,590 Land $190,000 Building $367,590 | $557,590 Land $190,000 Building $367,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21092 Joseph Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 21092 Joseph Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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