San Joaquin County property record for 21090 N Ray Rd, Lodi, CA 95242
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1930 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,541 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 013-020-490-000 |
| Primary APN | 013-020-490-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Gross Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 124,582 sqft (2.86 acres) |
| Cooling System | None |
|---|
| Old Parcel Number | 013-020-49 |
|---|---|
| Street Address | 21090 N RAY RD |
| City | LODI |
| State | CA |
| Zip | 95242-9487 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AG40 |
| Legal Description | 95-FM PT OF 20/PT TO 48 94094168 RS 33-45 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4106 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21090 N RAY RD, LODI, CA 95242-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 17, 2021 | Intrafamily Transfer, Transfer |
| Dec 17, 2021 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2021 |
| Transfer Doc | 0000211137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 21090 N RAY RD, LODI, CA 95242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 11090 WEIGUM RD, LODI, CA 95240-9703 |
| Document Number | 0000048534 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023-048534 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 17, 2021 |
| Property Address | 21090 N RAY RD, LODI, CA 95242 |
| Document Number | 0000211137 |
| Instrument Date | Dec 11, 2021 |
| Instrument | 2021-211137 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1102 CHATEAU CT, LODI, CA 95242-9166 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 17, 2021 |
| Property Address | 21090 N RAY RD, LODI, CA 95242 |
| Document Number | 0000211138 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021-211138 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 340, ACAMPO, CA 95220-0340 |
| Investor | Possibly a Property Investor |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,541.00 (+2.85%) | ||
| 2025 | $10,249.00 (+176.03%) | $931,595 (+185.42%) Land $357,947 Building $573,648 | |
| 2023 | $3,713.00 (+54.71%) | $326,400 Land $326,400 | $605,610 |
| 2022 | $2,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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