21090 123rd Ln, O Brien, FL 32071 Property Records

Suwannee County property record for 21090 123rd Ln, O Brien, FL 32071

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,432 sqft · built 2005
Lot Size	5.98 acres (260,924 sqft)
Owner	2 Owner Names on File
Last Sale	$99,001 (Apr 2013)
Tax Bill	$1,401 (2024)
Deeds & Mortgages	May 2023 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05S-13E-09121-020350`

Property Details

APN / Parcel Number

Primary APN	`10-05S-13E-09121-020350`
Alternative APN	`09121020350`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	2,432 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	260,924 sqft (5.98 acres)
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	09121020350
Street Address	21090 123RD LN
City	O BRIEN
State	FL
Zip	32071-2368
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG LOT 35 THE TIMBERS UNIT 2 ORB 1742 P 42-43 WD YR 2013
Legal Range	13E
Legal Township	05S
Legal Section	10
Legal Subdivision	THE TIMBERS SUB UNIT 2
Legal Lot Number	35
Legal Unit	2
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	3
Census Block	3005
Census Tract	970601

Owner

The current owner of 21090 123rd Ln bought it in April 2013.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Owner Names on File
Mailing Address	21090 123RD LN, O BRIEN, FL 32071-2368
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC
Dec 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage DRUMMOND COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2013 · Amount on File
Deed Sale	Apr 2, 2013 · Amount on File
Prior Sale	Apr 25, 2011 · Amount on File
Deed Document Number	2013149482
Deed Book / Page	01742 / 0042
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	21090 123RD LN, O BRIEN, FL 32071-2368
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21090 123RD LN, O BRIEN, FL 32071-2368

Mortgage

Document Number	0000266105
Date	May 11, 2023
Book Page	2439/280
Instrument	2023266105

Lender

Name	EMORTGAGE FUNDING LLC
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	21090 123RD LN, O BRIEN, FL 32071-2368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BANKERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198404
Date	Dec 7, 2017
Book Page	2020/0236
Instrument	2017198404

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	21090 123RD LN, LAKE CITY, FL 32024

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,685	$225,313 Land $65,890 Building $159,423
2024	$1,401.00 (+2.86%)
2023	$1,362.00 (+3.57%) Homeowner's exemption	$107,263 (+3%)	$155,699 (+23.83%) Land $53,910 Building $101,789
2022	$1,315.00 Homeowner's exemption	$104,139	$125,739 Land $29,950 Building $95,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21090 123rd Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21090 123rd Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 123rd Ln

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