2109 W 48th St, Austin, TX 78756 Property Records

Travis County property record for 2109 W 48th St, Austin, TX 78756

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,484 sqft · built 1985
Lot Size0.156 acres (6,813 sqft)
Owner2 Individual Names on File
Last Sale$1,216,950 (Apr 2026)
Tax Bill$21,132 (2025)
Deeds & MortgagesMar 2021 Construction Loan
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0225031301

Property Details

APN / Parcel Number

Primary APN0225031301
Alternative APNs
  • 02250313010000
  • 224859

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,484 sqft Living Area
1st Floor Area1,802 sqft
2nd Floor Area682 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,813 sqft (0.156 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Deck Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number224859
Street Address2109 W 48TH ST
CityAUSTIN
StateTX
Zip78756-2836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 33 ROSEDALE H
Legal SubdivisionROSEDALE H
Legal Block33
Legal Lot Number4
JurisdictionTRAVIS TX
Township / Civil DivisionAUSTIN
Census Block Group1
Census Block1018
Census Tract206

Owner

2109 W 48th St is owned and occupied by two individuals who bought it in April 2026.

Source: Travis County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address2109 W 48TH ST, AUSTIN, TX 78756-2836
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Construction Mortgage
FROST BANK
Apr 7, 2026Deed, Transfer · Conventional Mortgage
LOANPEOPLE LLC
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2026 · Amount on File
Deed SaleApr 7, 2026 · Amount on File
Prior SaleMar 23, 2015 · Amount on File
Deed Document Number202638398
Prior Transfer DateMar 20, 2015
Prior Transfer Doc0000042593
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address2109 WOODWARD ST, AUSTIN, TX 78744
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 W 48TH ST, AUSTIN, TX 78756-2836

Mortgage

Document Number0000068991
DateMar 30, 2021
Instrument2021068991
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionTRAVIS TX
Recording DateApr 7, 2026
Property Address2109 W 48TH ST, AUSTIN, TX 78756-2836
Document Number0000038398
Instrument DateApr 6, 2026
Instrument202638398
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyMCKNIGHT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 W 48TH ST, AUSTIN, TX 78756-2836

Mortgage

Document Number0000038399,
DateApr 7, 2026
Instrument202638399
Lender
NameLOANPEOPLE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address2109 W 48TH ST, AUSTIN, TX 78756-2836
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000254080
DateDec 29, 2020
Instrument2020254080
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2109 W 48th St was $21,132 with a homeowner's exemption, up 4.2% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityAustin City
CountyTravis County
Unified School DistrictAustin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,132.00 (+4.19%) Homeowner's exemption$1,217,654 Land $561,154 Building $656,500$1,217,654 Land $561,154 Building $656,500
2024$20,282.00
2023$1,515,000 Land $550,000 Building $965,000$1,515,000 Land $550,000 Building $965,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 W 48th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims11 (1981–2015)
Claims Outside the SFHA1 of 11
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2109 W 48th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUSTIN WATER & WASTEWATER
serves 1,115,323 people · EPA ID TX2270001
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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