2109 Traverse Dr, Hugo, MN 55038 Property Records

Anoka County property record for 2109 Traverse Dr, Hugo, MN 55038

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,770 sqft · built 2025
Owner2 Individual Names on File
Last Sale$513,793 (Sep 2025)
Tax Bill$623 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-31-22-34-0019

Property Details

APN / Parcel Number

Primary APN12-31-22-34-0019

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,770 sqft Living Area
1st Floor Area1,770 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2109 TRAVERSE DR
CityHUGO
StateMN
Zip55038-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 9 WATERMARK 7TH ADD
Legal SubdivisionWATERMARK 7TH ADD
Legal Block9
Legal Lot Number2
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group2
Census Block2010
Census Tract50230

Owner

2109 Traverse Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Anoka County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2109 TRAVERSE DR, HUGO, MN 55038-2015
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on File
Deed SaleSep 26, 2025 · Amount on File
Deed Document Number20252449113
Record UpdatedOct 29, 2026

September 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionANOKA MN
Recording DateSep 26, 2025
Property Address2109 TRAVERSE DR, LINO LAKES, MN 55038-2015
Document NumberA2449113001
Instrument DateSep 25, 2025
InstrumentA2449113.001
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,695.52
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16355 36TH AVE N # N100, N100, PLYMOUTH, MN 55446-2699

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2109 TRAVERSE DR, LINO LAKES, MN 55038-2015

Mortgage

Document NumberA2449113002
DateSep 26, 2025
InstrumentA2449113.002
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2109 Traverse Dr was $623 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictForest Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$623.00 Homeowner's exemption$535,300 Land $120,000 Building $415,300$535,300 Land $120,000 Building $415,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Traverse Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Traverse Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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