2109 Trace Dr, Monroe, GA 30655 Property Records

Walton County property record for 2109 Trace Dr, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,370 sqft · built 2017
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,900 (Sep 2017)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Jun 2024 Second Mortgage Oct 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`N191A-003`

Property Details

APN / Parcel Number

Primary APN	`N191A-003`
Alternative APN	`32366`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,370 sqft Heated Area
1st Floor Area	1,878 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Garage Area	528 sqft
Porch	Open Porch
Porch Area	150 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32366
Street Address	2109 TRACE DR
City	MONROE
State	GA
Zip	30655-5376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	#3 GRIFFIN MANOR 2.02AC
Legal Subdivision	GRIFFIN MANOR
Legal Lot Number	3
Jurisdiction	WALTON GA
Township / Civil Division	GOOD HOPE
Census Block Group	3
Census Block	3007
Census Tract	110200

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 TRACE DR, MONROE, GA 30655-5376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Oct 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 8, 2017	Trustee's Deed, Construction Loan · Line of Credit CHATTAHOOCHEE BK/GA
Feb 14, 2017	Trustee's Deed, Construction Loan · Line of Credit CHATTAHOOCHEE BK/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	0000413826
Deed Book / Page	4138 / 26
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2109 TRACE DR, MONROE, GA 30655-5376
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 TRACE DR, MONROE, GA 30655-5376

Mortgage

Document Number	0054960000000101
Date	Jun 27, 2024
Book Page	0000005496/0000000101

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2109 TRACE DR, MONROE, GA 30655-5376
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041380027
Date	Oct 9, 2017
Book Page	4138/27

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2109 TRACE DR, MONROE, GA 30655-5376
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 TRACE DR, MONROE, GA 30655-5376

Mortgage

Document Number	0049580000000393
Date	Sep 7, 2021
Book Page	0000004958/0000000393

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2109 TRACE DR, MONROE, GA 30655-5376
Document Number	0046450001
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 TRACE DR MONROE GA 306555376, MONROE, GA 30655-5376

Mortgage

Document Number	0046450001
Date	Aug 3, 2020
Book Page	004645/000001
Instrument	10535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2109 TRACE DR, MONROE, GA 30655-5376
Document Number	0044550220
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2109 TRACE DR MONROE GA 306555376, MONROE, GA 30655-5376

Mortgage

Document Number	0044550220
Date	Sep 27, 2019
Book Page	004455/000220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON GA
Recording Date	May 8, 2017
Property Address	2109 TRACE DR, MONROE, GA 30655-5376
Document Number	0040680190
Book / Page	004068 / 000190
Instrument Date	Apr 25, 2017
Transaction Type	Construction Loan
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2318 RAT KINNEY RD STATHAM GA 306662222, STATHAM, GA 30666-2222
Investor	Possibly a Property Investor

Mortgage

Document Number	40680190
Date	May 8, 2017
Book Page	004068/000190

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 7, 2018

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON GA
Recording Date	Feb 14, 2017
Property Address	2109 TRACE DR, MONROE, GA 30655-5376
Document Number	0040300475
Book / Page	004030 / 000475
Instrument Date	Jan 19, 2017
Transaction Type	Construction Loan
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2318 RAT KINNEY RD STATHAM GA 306662222, STATHAM, GA 30666-2222
Investor	Possibly a Property Investor

Mortgage

Document Number	40300475
Date	Feb 14, 2017
Book Page	004030/000475

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (+4.51%) Homeowner's exemption	$151,120 (+11.41%) Land $25,600 Building $125,520	$377,800 (+11.41%) Land $64,000 Building $313,800
2023	$3,480.00 (-16.31%) Homeowner's exemption	$135,640 (+9.07%) Land $22,000 Building $113,640	$339,100 (+9.07%) Land $55,000 Building $284,100
2022	$4,158.00 Homeowner's exemption	$124,360 Land $19,200 Building $105,160	$310,900 Land $48,000 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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