2109 Tall Pine Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2109 Tall Pine Dr, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,466 sqft · built 2019
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Dec 2021)
Tax Bill	$5,648 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2021 Refinance + 3 more
APN	`0452007000690`

Property Details

APN / Parcel Number

Primary APN	`0452007000690`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Attached
Garage Area	680 sqft
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2109 TALL PINE DR
City	CHESAPEAKE
State	VA
Zip	23323-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LOT 69 SUMMERWOOD PH 3
Legal Subdivision	SUMMERWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21305

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST SAVINGS BANK
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 27, 2021	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Sep 3, 2019	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
May 30, 2019	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	202156703
Deed Book / Page	10499 / 1124
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10144/1563
Date	May 4, 2020
Book Page	10144/1563
Instrument	200013589

Lender

Name	FIRST SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10310/1805
Date	Feb 11, 2021
Book Page	10310/1805
Instrument	210006834

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 27, 2021
Property Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306
Document Number	10499/1124
Book / Page	10499 / 1124
Instrument Date	Dec 15, 2021
Instrument	210056703
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306

Mortgage

Document Number	0210056704
Date	Dec 27, 2021
Instrument	210056704

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 3, 2019
Property Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306
Document Number	10051/621
Book / Page	10051 / 621
Instrument Date	Aug 21, 2019
Instrument	190023409
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306

Mortgage

Document Number	190023410
Date	Sep 3, 2019
Instrument	190023410

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 30, 2019
Property Address	2109 TALL PINE DR, CHESAPEAKE, VA 23323-5306
Document Number	10016/752
Book / Page	10016 / 752
Instrument Date	May 22, 2019
Instrument	190012825
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,200 (+2.15%) Land $220,000 Building $351,200	$571,200 (+2.15%) Land $220,000 Building $351,200
2025	$5,648.00 (+130.44%)	$559,200 (+4.58%) Land $200,000 Building $359,200	$559,200 (+4.58%) Land $200,000 Building $359,200
2023		$534,700 (+5.8%) Land $160,000 Building $374,700	$534,700 (+5.8%) Land $160,000 Building $374,700
2022		$505,400 Land $150,000 Building $355,400	$505,400 Land $150,000 Building $355,400
2019	$2,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	3 (2009–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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