2109 Summit Dr, McKinney, TX 75071 Property Records

Collin County property record for 2109 Summit Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,079 sqft · built 1988
Owner	Individual Name on Record
Tax Bill	$8,157 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-2021-010-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-2021-010-0120-1`
Alternative APN	`1861925`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,079 sqft Living Area
Gross Area	2,516 sqft
2nd Floor Area	782 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1861925
Street Address	2109 SUMMIT DR
City	MCKINNEY
State	TX
Zip	75071-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINTE ADDITION (CMC), BLK 10, LOT 12
Legal Subdivision	HIGH POINTE ADDITION (CMC)
Legal Block	10
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2003
Census Tract	30605

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2109 SUMMIT DR, MCKINNEY, TX 75071-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Feb 1, 2018	Warranty Deed, Transfer PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023
Deed Sale	Jun 22, 2023
Prior Sale	Feb 1, 2018
Deed Document Number	2023000069571
Record Updated	Jun 8, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 22, 2023
Property Address	2109 SUMMIT DR, MCKINNEY, TX 75071-2609
Document Number	2023000069571
Map Reference	VOL F PG 494
Instrument Date	Jun 21, 2023
Instrument	2023000069571
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SUMMIT DR, MCKINNEY, TX 75071-2609

Mortgage

Document Number	2023000069572
Date	Jun 22, 2023
Instrument	2023000069572

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2109 SUMMIT DR, MCKINNEY, TX 75071-2609
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	128000181360
Date	Jan 28, 2021
Instrument	20210128000181360

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 1, 2018
Property Address	2109 SUMMIT DR, MCKINNEY, TX 75071-2609
Document Number	0000133830
Instrument Date	Jan 26, 2018
Instrument	133830
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	ALLEGIANCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SUMMIT DR MCKINNEY TX 750712609, MCKINNEY, TX 75071-2609

Mortgage

Document Number	133840
Date	Feb 1, 2018
Instrument	133840

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,266 (-2.34%) Land $120,000 Building $294,266	$414,266 (-2.34%) Land $120,000 Building $294,266
2024	$8,157.00 (+48.42%)
2023		$424,179 (+14.6%) Land $114,000 Building $310,179	$424,179 (+14.6%) Land $114,000 Building $310,179
2022	$5,496.00 Homeowner's exemption	$370,134 Land $102,000 Building $268,134	$370,134 Land $102,000 Building $268,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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