2109 Suarez Ct, Lady Lake, FL 32159 Property Records

Sumter County property record for 2109 Suarez Ct, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1997
Lot Size	0.151 acres (6,567 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Mar 2026)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`111823D11A072`

Property Details

APN / Parcel Number

Primary APN	`111823D11A072`
Alternative APNs	`D11A072` `1010812`

Interior

Building Area	1,248 sqft Living Area
Gross Area	1,823 sqft
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Lot Area	6,567 sqft (0.151 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	231 sqft

Location & Zoning

Street Address	2109 SUAREZ CT
City	LADY LAKE
State	FL
Zip	32159-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 THE VILLAGES OF SUMTER UNIT NO. 20 PLAT BOOK 4 PAGES 135-135B
Legal Range	23E
Legal Township	18S
Legal Section	11
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	72
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2008
Census Tract	911704

Owner

2109 Suarez Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Sumter County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1277 SIMMONS AVE SE, HURON, SD 57350-3733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 24, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Dec 3, 2014 · Amount on File
Deed Document Number	202614034
Deed Book / Page	5081 / 466
Prior Transfer Date	Mar 16, 2026
Prior Transfer Doc	0050810466
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 19, 2026
Property Address	2109 SUAREZ CT, THE VILLAGES, FL 32159-9458
Document Number	0050810466
Book / Page	5081 / 466
Map Reference	MB 4 PG 135-135B
Instrument Date	Mar 16, 2026
Instrument	202660014034
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MBS TITLE AGENCY LLC, GIBBS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 E WARM SPRINGS AVE, COLEMAN, FL 33521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 SIMMONS AVE SE, HURON, SD 57350-3733

Mortgage

Document Number	0005081468
Date	Mar 19, 2026
Instrument	5081/468

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Feb 24, 2022
Property Address	2109 SUAREZ CT, THE VILLAGES, FL 32159-9458
Document Number	0042090606
Book / Page	4209 / 606
Map Reference	MB 4 PG135,135A&135B
Instrument Date	Jan 17, 2022
Instrument	202260009521
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 SUAREZ CT, 2100, THE VILLAGES, FL 32159-9457

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Suarez Ct was $2,050 with a homeowner's exemption, up 1.3% from the year before.

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00 (+1.28%) Additional exemption filed	$169,950	$249,050 Land $39,400 Building $209,650
2024	$2,024.00 (+12.32%)
2023	$1,802.00 (+5.57%) Additional exemption filed	$160,350 (+3%)	$251,870 (+7.13%) Land $26,270 Building $225,600
2022	$1,707.00 Homeowner's exemption	$155,680	$235,100 Land $26,270 Building $208,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Suarez Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Suarez Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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