2109 Springmeadow Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 2109 Springmeadow Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,781 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Dec 2020)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R27-223-17-6580-0000-0450`

Property Details

APN / Parcel Number

Primary APN	`R27-223-17-6580-0000-0450`
Alternative APNs	`01289661` `1289661`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01289661
Street Address	2109 SPRINGMEADOW DR
City	SPRING HILL
State	FL
Zip	34606-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER PINES TR 58 LOT 45
Legal Range	17E
Legal Township	23S
Legal Section	27
Legal Subdivision	TIMBER PINES TR 58
Legal Tract	58
Legal Lot Number	45
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3002
Census Tract	41303

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2109 SPRINGMEADOW DR, SPRING HILL, FL 34606-3769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	2020076849
Deed Book / Page	3922 / 499
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2109 SPRINGMEADOW DR, SPRING HILL, FL 34606-3769
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SPRINGMEADOW DR, SPRING HILL, FL 34606-3769

Mortgage

Document Number	0042981938
Date	May 17, 2023
Book Page	4298/1938
Instrument	2023030057

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2109 SPRINGMEADOW DR, SPRING HILL, FL 34606-3769
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SPRINGMEADOW DR, SPRING HILL, FL 34606-3769

Mortgage

Document Number	0041250897
Date	Feb 9, 2022
Book Page	4125/897
Instrument	2022010861

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 8, 2020
Property Address	2109 SPRINGMEADOW DR, SPRING HILL, FL 34606-3769
Document Number	0039220499
Book / Page	3922 / 499
Map Reference	MB 29 PG 11-13
Instrument Date	Nov 19, 2020
Instrument	2020076849
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8364 MILKY WAY, 8364, ZIONSVILLE, PA 18092-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SPRINGMEADOW DR, SPRING HILL, FL 34606-3769

Mortgage

Document Number	3922501
Date	Dec 8, 2020
Instrument	3922/501

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (+1.11%) Additional exemption filed	$211,567 (+5.99%)	$311,637 (+23.93%) Land $21,634 Building $290,003
2023		$199,616 Land $199,616
2022	$2,430.00		$251,470 Land $21,634 Building $229,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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