2109 Smith Rd, Fairdale, KY 40118 Property Records

Louisville/Jefferson County Metro Government property record for 2109 Smith Rd, Fairdale, KY 40118

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1957
Lot Size	0.714 acres (31,128 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2018)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23008301460000`

Property Details

APN / Parcel Number

Primary APN	`23008301460000`
Alternative APNs	`008301460000` `00264195`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Finished Area
Basement Area	832 sqft
Flooring	Covered

Exterior

Year Built	Built 1957
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,128 sqft (0.714 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00264195
Street Address	2109 SMITH RD
City	FAIRDALE
State	KY
Zip	40118-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	0.7146 AC +/-, NWS SMITH RD
Legal Lot Number	146
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	1
Census Block	1008
Census Tract	12001

Owner

2109 Smith Rd is owned and occupied by an individual who bought it in August 2018.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2109 SMITH RD, FAIRDALE, KY 40118-9721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Deed Document Number	0011210826
Deed Book / Page	11210 / 826
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 1, 2018
Property Address	2109 SMITH RD, FAIRDALE, KY 40118-9721
Document Number	0112100826
Book / Page	011210 / 000826
Instrument Date	Jul 27, 2018
Instrument	180341
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SMITH RD FAIRDALE KY 401189721, FAIRDALE, KY 40118-9721

Mortgage

Document Number	156260299
Date	Aug 1, 2018
Book Page	015626/000299
Instrument	180342

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Smith Rd was $1,381.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00	$132,740 Land $23,250 Building $109,490
2024			$132,740 (+8.84%) Land $23,250 Building $109,490
2023	$1,339.00 (-0.3%)	$121,960 (-) Land $23,250 Building $98,710	$121,960 (-) Land $23,250 Building $98,710
2022	$1,343.00	$121,960 Land $23,250 Building $98,710	$121,960 Land $23,250 Building $98,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1997–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

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