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2109 Sharp St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2109 Sharp St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,176 sqft · built 1991
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on File
Tax Bill$677 (2025)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN146F J 011

Property Details

APN / Parcel Number

Primary APN146F J 011
Alternative APN
  • 0000073607

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area

Exterior

Year BuiltBuilt 1991
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions88.5 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000073607
Street Address2109 SHARP ST
CityCHATTANOOGA
StateTN
Zip37404-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 60 & 61 STANLEY SUB OF DELONG TRACT PB2 PG14
Legal SubdivisionSTANLEYS SUB OF DELO
Legal Lot Number60,61 61
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1036
Census Tract400

Owner

Source: Hamilton County records · APN 146F J 011

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2109 SHARP ST, CHATTANOOGA, TN 37404-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 1991
Deed SaleAug 29, 1991
Deed Document Number0003905501
Record UpdatedJun 08, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address2109 SHARP ST, CHATTANOOGA, TN 37404-1419
Document Number0103000199
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedJan 21, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 SHARP ST CHATTANOOGA TN 374041419, CHATTANOOGA, TN 37404-1419

Mortgage

Document Number0103000199
DateJan 03, 2019
Book Page011537/000080
Instrument190103000199
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueJan 02, 2058
Interest
Rate TypeFixed Rate
Rate7.62%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$677.00 (+13.02%)$44,675 (+66.7%)$178,700 (+66.7%) Land $25,000 Building $153,700
2024$599.00$26,800 (-)$107,200 (-) Land $12,500 Building $94,700
2023$599.00$26,800 (-)$107,200 (-) Land $12,500 Building $94,700
2022$599.00$26,800$107,200 Land $12,500 Building $94,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 557 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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