Union County property record for 2109 Shady Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,407 sqft · built 1962 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Feb 2022) |
| Tax Bill | $2,594 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-339-114 |
| Primary APN | 09-339-114 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 1,407 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,214 sqft (0.487 acres) |
| Garage Type | Carport |
| Garage Area | 285 sqft |
| Carport | Carport |
| Carport Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2109 SHADY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #81 HELMS PARK PB5 PG77 |
| Legal Subdivision | HELMS PARK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20405 |
Source: Union County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2109 SHADY LN, MONROE, NC 28110-7971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage SEATRUST MORTGAGE CO |
| Jun 8, 2019 | Loan Modification, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Prior Sale | Jun 18, 2010 · Amount on Record |
| Deed Document Number | 20227348 |
| Deed Book / Page | 8410 / 408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 25, 2022 |
| Property Address | 2109 SHADY LN, MONROE, NC 28110-7971 |
| Document Number | 0008410408 |
| Book / Page | 8410 / 408 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 7348 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 MOUNT VISTA LN, 27, PETERSBURG, WV 26847-7536 |
| Name | Verified Name |
|---|---|
| Address | 2109 SHADY LN, MONROE, NC 28110-7971 |
| Document Number | 0000007349 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 7349 |
| Name | SEATRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2109 SHADY LN, MONROE, NC 28110-7971 |
| Document Number | 7406469 |
| Instrument Date | Jun 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2109 SHADY LN MONROE NC 281107971, MONROE, NC 28110-7971 |
| Document Number | 7406469 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 007406/000469 |
| Instrument | 18722 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 1, 2022 |
| Rate | 4% |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,594.00 (+34.75%) | $296,800 (+68.06%) Land $54,100 Building $242,700 | $296,800 (+68.06%) Land $54,100 Building $242,700 |
| 2023 | $1,925.00 | $176,600 Land $32,400 Building $144,200 | $176,600 Land $32,400 Building $144,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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