2109 SE 8th Ave, #10, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2109 SE 8th Ave, #10, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	1,404 sqft · built 1986
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-27-37-35-0A00-00003-0010`

Property Details

APN / Parcel Number

Primary APN	`1-27-37-35-0A00-00003-0010`

Interior

Building Area	1,404 sqft Heated Area
Gross Area	2,500 sqft
Flooring	Plywood
Interior Walls	Unfinished

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	30 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch
Patio Area	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2109 SE 8TH AVE # 10, 10
City	OKEECHOBEE
State	FL
Zip	34974-5383
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 10 OF LUCY ISLAND SUBDIVISION, ACCORDING TO AN UNRECORDED MAP OF SURVEY MADE BY LEON H. WILLIS, FLORIDA CERTIFICATE #1358
Legal Range	35E
Legal Township	37S
Legal Section	27
Legal Subdivision	LUCY ISLAND SUBDIVISION
Legal Phase	09271A
Legal Lot Number	10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1046
Census Tract	910500

Owner

2109 SE 8th Ave, #10 is owned by an individual who acquired it in December 2018.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	7798 NW 83RD CT, OKEECHOBEE, FL 34972-8908
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018
Deed Sale	Dec 12, 2018
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2018014561
Deed Book / Page	0816 / 1495
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2109 SE 8TH AVE, OKEECHOBEE, FL 34974-5383
Document Number	0008170644
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7153 NW 30TH ST OKEECHOBEE FL 349728810, OKEECHOBEE, FL 34972-8810

Mortgage

Document Number	0008170644
Date	Dec 12, 2018
Book Page	000817/000644
Instrument	14562

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2109 SE 8th Ave, #10 was $1,880.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00	$137,089 Land $52,143 Building $84,946	$137,089 Land $52,143 Building $84,946
2023	$1,161.00 (+13.27%) Homeowner's exemption	$77,608 (+3%)	$124,543 (+14.81%) Land $34,395 Building $90,148
2022	$1,025.00 Homeowner's exemption	$75,348	$108,476 Land $34,395 Building $74,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 SE 8th Ave, #10 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 SE 8th Ave, #10 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20