2109 SE 39th Ave, Ocala, FL 34471 Property Records

Marion County property record for 2109 SE 39th Ave, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,258 sqft · built 2015
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$336,000 (Oct 2020)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29638-002-14`

Property Details

APN / Parcel Number

Primary APN	`29638-002-14`
Alternative APN	`3632630000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	2,258 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	174 ft deep x 93 ft wide
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	161 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3632630000
Street Address	2109 SE 39TH AVE
City	OCALA
State	FL
Zip	34471-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 23 TWP 15 RGE 22 PLAT BOOK 010 PG 148 SUMMERSET ESTATES BLK B LOT 14
Legal Range	22E
Legal Township	15S
Legal Section	23
Legal Subdivision	SUMMERSET ESTATE
Legal Block	B
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1011
Census Tract	2203

Owner

2109 SE 39th Ave is owned and occupied by an individual who bought it in October 2020.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2109 SE 39TH AVE, OCALA, FL 34471-7606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Jul 29, 2015 · Amount on File
Deed Document Number	2020110846
Deed Book / Page	7294 / 700
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2109 SE 39TH AVE, OCALA, FL 34471-7606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071690786
Date	Apr 9, 2020
Book Page	7169/786
Instrument	2020038288

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 19, 2020
Property Address	2109 SE 39TH AVE, OCALA, FL 34471-7606
Document Number	0072940700
Book / Page	7294 / 700
Map Reference	MB 10 PG 148
Instrument Date	Oct 13, 2020
Instrument	2020110846
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6648 SE 9TH PL, 6648, OCALA, FL 34472-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SE 39TH AVE, OCALA, FL 34471-7606

Mortgage

Document Number	0007294702
Date	Oct 19, 2020
Instrument	7294/702

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2109 SE 39th Ave was $4,390 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,390.00 Homeowner's exemption	$276,215 Land $55,000 Building $221,215	$391,679 Land $55,000 Building $336,679
2023	$4,216.00 (+7.99%) Homeowner's exemption	$260,613 (+3.83%) Land $50,000 Building $210,613	$405,729 (+22.79%) Land $50,000 Building $355,729
2022	$3,904.00 Homeowner's exemption	$250,991	$330,436 Land $42,500 Building $287,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 SE 39th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 SE 39th Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Central Florida Broadband, Hotwire Communications.

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