2109 Saint James Rd, Raleigh, NC 27607 Property Records

Wake County property record for 2109 Saint James Rd, Raleigh, NC 27607

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,242 sqft · built 1952
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,180,000 (Aug 2017)
Tax Bill	$12,631 (2023)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0795.15-62-7637 0056897`

Property Details

APN / Parcel Number

Primary APN	`0795.15-62-7637 0056897`
Alternative APNs	`005689701` `0056897`

Interior

Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,242 sqft Heated Area
1st Floor Area	3,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	39,640 sqft (0.91 acres)
Porch	Porch
Porch Area	879 sqft
Patio Area	1,028 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0056897
Old Parcel Number	005689701
Street Address	2109 SAINT JAMES RD
City	RALEIGH
State	NC
Zip	27607-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO37 BUDLEIGH FOREST REY 1
Legal Township	01
Legal Subdivision	BUDLEIGH FOREST REVISION 01
Legal Lot Number	37
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	2
Census Block	2017
Census Tract	51501

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 SAINT JAMES RD, RALEIGH, NC 27607-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Document Number	0016873691
Deed Book / Page	16873 / 691
Record Updated	Jun 7, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 10, 2017
Property Address	2109 SAINT JAMES RD, RALEIGH, NC 27607-6634
Document Number	168730691
Book / Page	016873 / 000691
Instrument Date	Aug 5, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2109 SAINT JAMES RD RALEIGH NC 276076634, RALEIGH, NC 27607-6634

Mortgage

Document Number	168730693
Date	Aug 10, 2017
Book Page	016873/000693

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,631.00	$1,157,033 Land $607,500 Building $549,533	$1,157,033 Land $607,500 Building $549,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1983–2016)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20