2109 S Stephen Ave, Boise, ID 83706 Property Records

Ada County property record for 2109 S Stephen Ave, Boise, ID 83706

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,834 sqft · built 1920
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R8930000164`

Property Details

APN / Parcel Number

Primary APN	`R8930000164`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2109 S STEPHEN AVE
City	BOISE
State	ID
Zip	83706-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2D
Legal Description	LOT 25 EXC S 70 OF E 90 UTTER SUB #0160-S #8741475
Legal Range	02E
Legal Township	03N
Legal Section	23
Legal Subdivision	UTTER SUB
Legal Lot Number	25
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1006
Census Tract	807

Owner

2109 S Stephen Ave is owned and occupied by two individuals.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 S STEPHEN AVE, BOISE, ID 83706-4451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 17, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 22, 2017	Deed of Trust, Mortgage STATE OF IDAHO OFFICE/GOVERNOR
Apr 3, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2109 S STEPHEN AVE, BOISE, ID 83706-4451
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 S STEPHEN AVE, BOISE, ID 83706-4451

Mortgage

Document Number	0000057516
Date	Oct 10, 2023
Instrument	2023-057516

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2109 S STEPHEN AVE, BOISE, ID 83706-4451
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077838
Date	May 17, 2021
Instrument	2021-077838

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	397 Months
Due	Jun 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2109 S STEPHEN AVE, BOISE, ID 83706-4451
Document Number	0000046194
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 S STEPHEN AVE BOISE ID 837064451, BOISE, ID 83706-4451

Mortgage

Document Number	0000046194
Date	Apr 21, 2020
Instrument	46194

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2109 S STEPHEN AVE, BOISE, ID 83706-4451
Document Number	0000060081
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2109 S STEPHEN AVE BOISE ID 837064451, BOISE, ID 83706-4451

Mortgage

Document Number	0000060081
Date	Jun 30, 2017
Instrument	60081

Lender

Name	STATE OF IDAHO OFFICE/GOVERNOR
Address	304 N 8TH ST # 250, BOISE, ID 83702-5834

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 29, 2022

Interest

Rate	4%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2109 S STEPHEN AVE, BOISE, ID 83706-4451
Document Number	0000030533
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 S STEPHEN AVE BOISE ID 837064451, BOISE, ID 83706-4451

Mortgage

Document Number	0000030533
Date	Apr 10, 2017
Instrument	30533

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2109 S Stephen Ave was $2,330 with a homeowner's exemption, down 2% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,300 (-5.66%)	$378,300 (-5.66%)
2025	$2,330.00 (-2.02%) Homeowner's exemption	$401,000	$401,000
2024	$2,378.00
2023		$385,100 Land $227,500 Building $157,600	$385,100 Land $227,500 Building $157,600
2022	$2,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 S Stephen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 S Stephen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on S Stephen Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures