Mobile County property record for 2109 Ryegate Ct, Mobile, AL 36693
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,421 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (May 2026) |
| Tax Bill | $4,241 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R02330141000300801 |
| Primary APN | R02330141000300801 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,421 sqft Living Area |
| 1st Floor Area | 2,392 sqft |
| Upper Floors Area | 2,084 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 577 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1724450 |
|---|---|
| Street Address | 2109 RYEGATE CT |
| City | MOBILE |
| State | AL |
| Zip | 36693-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 MARCHFIELD UNIT 1 MBK 34 P 49 #SEC 41 T5S R2W #MP33 01 41 0 003 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 41 |
| Legal Subdivision | MARCHFIELD |
| Legal Lot Number | 31 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 3100 |
2109 Ryegate Ct is owned and occupied by two individuals who bought it in May 2026.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2109 RYEGATE CT, MOBILE, AL 36693-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 15, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage GMFS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Dec 3, 2024 · Amount on File |
| Deed Document Number | 202627660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2109 RYEGATE CT, MOBILE, AL 36693-2903 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000043533 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021043533 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 15, 2026 |
| Property Address | 2109 RYEGATE CT, MOBILE, AL 36693-2903 |
| Document Number | 0000027660 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.27660 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,680.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2109 RYEGATE CT, MOBILE, AL 36693-2903 |
| Document Number | 0000027661, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026..27661 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Feb 11, 2022 |
| Property Address | 2109 RYEGATE CT, MOBILE, AL 36693-2903 |
| Document Number | 0000010718 |
| Map Reference | MB 34 PG 49 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022010718 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 HILLWOOD RD, 99, MOBILE, AL 36608-2373 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2109 RYEGATE CT, MOBILE, AL 36693-2903 |
| Document Number | 0000010719 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022010719 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 2109 Ryegate Ct was $4,241 with a homeowner's exemption, up 2.1% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,241.00 (+2.09%) Homeowner's exemption | $67,680 (+2.08%) Land $6,000 Building $61,680 | $676,800 (+2.08%) Land $60,000 Building $616,800 |
| 2024 | $4,154.00 (+9.89%) Homeowner's exemption | $66,300 (+9.71%) Land $6,800 Building $59,500 | $663,000 (+9.71%) Land $68,000 Building $595,000 |
| 2023 | $3,780.00 Homeowner's exemption | $60,430 Land $6,800 Building $53,630 | $604,300 Land $68,000 Building $536,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2109 Ryegate Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1979–2014) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2109 Ryegate Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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