2109 Ruby Dr, Texas City, TX 77591 Property Records

Galveston County property record for 2109 Ruby Dr, Texas City, TX 77591

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,204 sqft · built 2017
Lot Size	0.201 acres (8,765 sqft)
Owner	Company Name on File
Tax Bill	$8,464 (2025)
Deeds & Mortgages	Nov 2024 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5674-0005-0013-000`

Property Details

APN / Parcel Number

Primary APN	`5674-0005-0013-000`
Alternative APN	`R610428`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,204 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	902 sqft
2nd Floor Area	1,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	8,765 sqft (0.201 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2109 RUBY DR
City	TEXAS CITY
State	TX
Zip	77591-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEARLBROOK SEC 3 (2016) ABST 180, BLOCK 5, LOT 13, ACRES 0.201
Legal Subdivision	PEARLBROOK SEC 3 (2016) ABST 180
Legal Tract	13
Legal Block	5
Legal Lot Number	13
Jurisdiction	GALVESTON TX
Township / Civil Division	TEXAS CITY-LEAGUE CITY
Census Block Group	3
Census Block	3068
Census Tract	721902

Owner

2109 Ruby Dr is owned by a company that acquired it in December 2024.

Source: Galveston County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	867 PEBBLEBANK LN, LEAGUE CITY, TX 77573-6375
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2024	Special Warranty Deed, Transfer
May 3, 2021	Vendor's Lien, Transfer · VA Mortgage NATIONS RELIABLE LENDING LLC
Oct 20, 2017	Vendor's Lien, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024
Deed Sale	Dec 5, 2024
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	202455068
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000031756
Record Updated	Oct 29, 2026

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GALVESTON TX
Recording Date	Nov 14, 2024
Property Address	2109 RUBY DR, TEXAS CITY, TX 77591-1406
Document Number	0000051773
Map Reference	DOC 2015046980
Instrument Date	Nov 13, 2024
Instrument	2024051773
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	867 PEBBLEBANK LN, LEAGUE CITY, TX 77573-6375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 PEBBLEBANK LN, LEAGUE CITY, TX 77573-6375

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GALVESTON TX
Recording Date	May 3, 2021
Property Address	2109 RUBY DR, TEXAS CITY, TX 77591-1406
Document Number	0000031756
Map Reference	DOC 2015046980
Instrument Date	Apr 29, 2021
Instrument	2021031756
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RUBY DR, TEXAS CITY, TX 77591-1406

Mortgage

Document Number	0000031757
Date	May 3, 2021
Instrument	2021031757

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GALVESTON TX
Recording Date	Oct 20, 2017
Property Address	2109 RUBY DR, TEXAS CITY, TX 77591-1406
Document Number	0000063428
Map Reference	DOC2015046980
Instrument Date	Oct 18, 2017
Instrument	2017063428
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RUBY DR, TEXAS CITY, TX 77591-1406

Mortgage

Document Number	0000063429
Date	Oct 20, 2017
Instrument	2017063429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Ruby Dr was $8,464, up 35.6% from the year before.

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Texas City
Unified School District	Dickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (-5.37%) Land $26,070 Building $243,930	$270,000 (-5.37%) Land $26,070 Building $243,930
2025	$8,464.00 (+35.6%)	$285,330 Land $26,070 Building $259,260	$285,330 Land $26,070 Building $259,260
2024	$6,242.00
2023		$250,000 Land $26,070 Building $223,930	$250,000 Land $26,070 Building $223,930
2018	$5,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Ruby Dr in Zone X, an area of moderate flood risk, though there have been 14 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	14 (2008–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Hurricane Ike, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Ruby Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEXAS CITY serves 61,541 people · EPA ID TX0840008
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rural Telecommunications of America.

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