2109 Royal Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2109 Royal Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1957
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$54,500 (Dec 2015)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-05-9740`

Property Details

APN / Parcel Number

Primary APN	`8402-01-05-9740`
Alternative APNs	`34180201059740` `3927192.0` `3927192`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	970 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1974
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	366 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3927192.0
Old Parcel Number	34180201059740
Street Address	2109 ROYAL PALM DR
City	EDGEWATER
State	FL
Zip	32141-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5974 & 5975 BLK 85 FLORIDA SHORES UNIT 6 MB 23 PG 109 PER OR 5339 PG 3656 PER OR 7137 PG 2350 PER OR 7190 PGS 2814-2823
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	85
Legal Lot Number	5974 5975
Legal Unit	6
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2055
Census Tract	83006

Owner

2109 Royal Palm Dr is owned by an individual who bought it in December 2015.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	115 MILL ST, EASTON, PA 18042-9721
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on File
Deed Sale	Dec 1, 2015 · Amount on File
Prior Sale	Jul 10, 2015 · Amount on File
Deed Document Number	2015-221549
Deed Book / Page	7190 / 2814
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2109 ROYAL PALM DR, EDGEWATER, FL 32141-3823
Document Number	0074971184
Book / Page	007497 / 001184
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MILL ST EASTON PA 180429721, EASTON, PA 18042-9721

Mortgage

Document Number	0074971184
Date	Jan 22, 2018
Book Page	007497/001184
Instrument	11939

Lender

Name	MARK S & MICHELLE CIERPIAL
Address	2844 TURNBULL ESTATES DR, NEW SMYRNA BEACH, FL 32168-5479

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 21, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Royal Palm Dr was $3,193.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00	$160,001 Land $54,000 Building $106,001	$160,001 Land $54,000 Building $106,001
2023	$2,492.00 (+10.51%)	$151,382 (+16.86%) Land $42,000 Building $109,382	$151,382 (+16.86%) Land $42,000 Building $109,382
2022	$2,255.00	$129,540 Land $29,600 Building $99,940	$129,540 Land $29,600 Building $99,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Royal Palm Dr in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	72 (1991–2025)
Claims Outside the SFHA	72 of 72
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Nov 2022 · 14 claims Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Royal Palm Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20