2109 Rose Bluff Ter, Flower Mound, TX 75028 Property Records

Denton County property record for 2109 Rose Bluff Ter, Flower Mound, TX 75028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,125 sqft · built 1992
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,100 (Dec 2021)
Tax Bill	$8,515 (2025)
Deeds & Mortgages	Oct 2022 Transfer Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R160959 437302`

Property Details

APN / Parcel Number

Primary APN	`R160959 437302`
Alternative APNs	`SL0610A-00000C-0000-0003-0000` `SL0610A-00000C-0000-0003` `R160959` `904075`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,125 sqft Living Area
Gross Area	3,505 sqft
1st Floor Area	1,998 sqft
2nd Floor Area	1,127 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	1 ft deep x 8,146 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2109 ROSE BLUFF TER
City	FLOWER MOUND
State	TX
Zip	75028-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE AT CROSS TIMBERS BLK C LOT 3
Legal Subdivision	CREEKSIDE AT CROSS TIMBERS
Legal Block	C
Legal Lot Number	3
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	2
Census Block	2018
Census Tract	21724

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 ROSE BLUFF TER, FLOWER MOUND, TX 75028-4684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Intrafamily Transfer, Transfer
Dec 20, 2021	Vendor's Lien, Transfer CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	2021229697
Last Transfer Date	Oct 7, 2022
Transfer Doc	0000143826
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENTON TX
Recording Date	Oct 7, 2022
Property Address	2109 ROSE BLUFF TER, FLOWER MOUND, TX 75028-4684
Document Number	0000143826
Map Reference	CAB H SL 278
Instrument Date	Oct 7, 2022
Instrument	2022-143826
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2109 ROSE BLUFF TER, FLOWER MOUND, TX 75028-4684

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 20, 2021
Property Address	2109 ROSE BLUFF TER, FLOWER MOUND, TX 75028-4684
Document Number	0000229697
Instrument Date	Dec 17, 2021
Instrument	2021-229697
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 ROSE BLUFF TER, FLOWER MOUND, TX 75028-4684

Mortgage

Document Number	0000229698
Date	Dec 20, 2021
Instrument	2021-229698

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Flower Mound Town
Unified School District	Lewisville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,000 (-6.95%) Land $162,920 Building $419,080	$582,000 (-6.95%) Land $162,920 Building $419,080
2025	$8,515.00 (-3.46%) Homeowner's exemption	$625,438 (+4.19%) Land $119,989 Building $505,449	$625,438 (+4.19%) Land $119,989 Building $505,449
2024	$8,820.00 (+0.08%)
2023	$8,813.00 (+37.02%)	$600,269 Land $119,989 Building $480,280	$600,269 Land $119,989 Building $480,280
2022	$6,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLOWER MOUND serves 80,000 people · EPA ID TX0610023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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