2109 Ray Dr, Burlingame, CA 94010 Property Records

San Mateo County property record for 2109 Ray Dr, Burlingame, CA 94010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,480 sqft · built 1949
Lot Size	0.265 acres (11,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Aug 2020)
Tax Bill	$26,891 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`025-211-020`

Property Details

APN / Parcel Number

Primary APN	`025-211-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	11,529 sqft (0.265 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2109 RAY DR
City	BURLINGAME
State	CA
Zip	94010-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 10 BLOCK 19 RAY PARK RSM 23/45 46 47 48
Legal Subdivision	RAY PARK
Legal Block	19
Legal Lot Number	10
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3000
Census Tract	605000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 RAY DR, BURLINGAME, CA 94010-5422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jun 23, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 26, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	202084472
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	0000100300
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 24, 2020
Property Address	2109 RAY DR, BURLINGAME, CA 94010-5422
Document Number	0000084472
Map Reference	MB 23 PG 45-48
Instrument Date	Aug 18, 2020
Instrument	2020-084472
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2109 RAY DR, BURLINGAME, CA 94010-5422

Mortgage

Document Number	0000084473
Date	Aug 24, 2020
Instrument	2020-084473

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.54%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.54%
Index	1-Year LIBOR
Max Rate	7.54%

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Jun 23, 2020
Property Address	2109 RAY DR, BURLINGAME, CA 94010-5422
Document Number	0000058436
Instrument Date	Jun 10, 2020
Instrument	58436
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2110 GLENFAIR DR GREELEY CO 806315218, GREELEY, CO 80631-5218

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 26, 2018
Property Address	2109 RAY DR, BURLINGAME, CA 94010-5422
Document Number	0000100300
Instrument Date	Nov 16, 2018
Instrument	2018-100300
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RAY DR, BURLINGAME, CA 94010-5422

Mortgage

Document Number	0000100301
Date	Dec 26, 2018
Instrument	2018-100301

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Mortgage

Document Number	0000100302
Date	Dec 26, 2018
Instrument	2018-100302

Lender

Name	FEDERAL HOUSING COMMISSIONER
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Burlingame City
Elementary School District	Burlingame Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,783,270 (+19.6%) Land $1,914,474 Building $868,796
2025	$26,891.00 (+4.22%)	$2,327,227 (+4.04%) Land $1,876,936 Building $450,291
2023	$25,803.00 (+2.52%)	$2,236,859 Land $1,804,053 Building $432,806	$2,733,030
2022	$25,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1978–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BURLINGAME serves 32,453 people · EPA ID CA4110003
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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