2109 Rainier St, Steilacoom, WA 98388 Property Records

Pierce County property record for 2109 Rainier St, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,608 sqft · built 2018
Lot Size	0.21 acres (9,146 sqft)
Owner	2 Individual Names on File
Last Sale	$1,799,000 (Jul 2023)
Tax Bill	$11,455 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`230500-2-050`

Property Details

APN / Parcel Number

Primary APN	`230500-2-050`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,608 sqft Living Area
Gross Area	4,552 sqft
1st Floor Area	2,041 sqft
Basement Area	1,999 sqft
Finished Basement	1,567 sqft
Unfinished Basement	432 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,146 sqft (0.21 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Deck Area	544 sqft
Patio Area	544 sqft
Shed	1 Shed
Shed Area	1,567 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2109 RAINIER ST
City	STEILACOOM
State	WA
Zip	98388-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 31 TOWNSHIP 20 RANGE 02 QUARTER 41 BALCHS L 7 B 48 TOG/W 5 FT ALLEY ADJ ALG E LI TOG/W ALLEY VAC LY BET L 2 & 7 TOG/W NWLY 15 FT RAINIER ST VAC BY ORD 491 EASE OF RECORD SEG E7804 DC7452JU8/24/92BO
Legal Range	02
Legal Township	20
Legal Section	31
Legal Subdivision	BALCHS
Legal Block	48
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2003
Census Tract	72109

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 26, 2023	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIMBERLAND BK
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR BK
Mar 18, 2019	Trustee's Deed, Construction Loan · Construction Mortgage TIMBERLAND BK
Jun 21, 2018	Warranty Deed, Transfer · Commercial Mortgage TIMBERLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Jun 21, 2018 · Amount on File
Deed Document Number	2023111
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203

Mortgage

Document Number	0005310042
Date	May 31, 2022
Instrument	202205310042

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 26, 2023
Property Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203
Document Number	0007260111
Map Reference	VOL 1 PG 3
Instrument Date	Jul 21, 2023
Instrument	202307260111
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount on Record
Tax	$35,105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203
Document Number	2003160123
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2109 RAINIER ST STEILACOOM WA 983882203, STEILACOOM, WA 98388-2203

Mortgage

Document Number	2003160123
Date	Mar 16, 2020
Instrument	202003160123

Lender

Name	TIMBERLAND BK
Type	Bank
Address	TACOMA, WA 98408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203
Document Number	2003250050
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2109 RAINIER ST STEILACOOM WA 983882203, STEILACOOM, WA 98388-2203

Mortgage

Document Number	2003250050
Date	Mar 25, 2020
Instrument	202003250050

Lender

Name	WASHINGTON TR BK
Type	Bank
Address	SEATTLE, WA 98101-2382

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 18, 2019
Property Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203
Document Number	1903180246
Instrument Date	Mar 14, 2019
Instrument	201903180246
Transaction Type	Construction Loan
Record Updated	Mar 27, 2019
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RAINIER ST STEILACOOM WA 98388, STEILACOOM, WA 98388

Mortgage

Document Number	1903180246
Date	Mar 18, 2019
Instrument	201903180246

Lender

Name	TIMBERLAND BK
Type	Bank
Address	HOQUIAM, WA 98550

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 21, 2018
Property Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203
Document Number	0006210499
Map Reference	VOL 1 PG 3
Instrument Date	Jun 19, 2018
Instrument	201806210499
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,975.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RAINIER ST, STEILACOOM, WA 98388-2203

Mortgage

Document Number	0006210500
Date	Jun 21, 2018
Instrument	201806210500

Lender

Name	TIMBERLAND BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,484,800 (+26.4%) Land $641,700 Building $843,100	$1,484,800 (+26.4%) Land $641,700 Building $843,100
2025	$11,455.00 (+13.3%)
2024	$10,110.00 (-4.7%)	$1,174,700 (-5.43%) Land $458,500 Building $716,200	$1,174,700 (-5.43%) Land $458,500 Building $716,200
2023	$10,609.00	$1,242,200 Land $472,000 Building $770,200	$1,242,200 Land $472,000 Building $770,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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