2109 Painted Wall Ln, Montrose, CO 81401 Property Records

Montrose County property record for 2109 Painted Wall Ln, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 2023
Lot Size	0.181 acres (7,903 sqft)
Owner	Individual Name on File
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Jan 2023 Construction Loan May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`3993-032-21-003`

Property Details

APN / Parcel Number

Primary APN	`3993-032-21-003`
Alternative APN	`R0018364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Heated Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	7,903 sqft (0.181 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0018364
Street Address	2109 PAINTED WALL LN
City	MONTROSE
State	CO
Zip	81401-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: BRIDGES AT BLACK CANYON PD FP FILING NO 7 THE BLOCK: 2300 LOT: 2302 S: 3 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	03
Legal Subdivision	BRIDGES AT BLACK CANYON PD FP
Legal Block	2300
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1009
Census Tract	966401

Owner

2109 Painted Wall Ln is owned and occupied by an individual who acquired it in April 2025.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2109 PAINTED WALL LN, MONTROSE, CO 81401-7339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Construction Mortgage ZB NA
May 19, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 16, 2025
Transfer Doc	0000980217
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	2109 PAINTED WALL LN, MONTROSE, CO 81401-7339
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 MARGO CT C, C, MONTROSE, CO 81401-5628

Mortgage

Document Number	0000958864
Date	Jan 25, 2023
Instrument	958864

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	385 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 19, 2022
Property Address	2109 PAINTED WALL LN, MONTROSE, CO 81401-7339
Document Number	0000950877
Instrument Date	May 18, 2022
Instrument	950877
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$5.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 MARGO CT APT C, C, MONTROSE, CO 81401-5628

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Painted Wall Ln was $2,794, up 25.9% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 (+25.91%)	$42,590 (+38.28%)	$604,100 Land $64,400 Building $539,700
2024	$2,219.00 (+133.33%)	$30,800 (+114.48%) Land $2,960 Building $27,840
2023	$951.00	$14,360 Land $14,360	$459,710 Land $44,210 Building $415,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Painted Wall Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Painted Wall Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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