2109 Ocean Ave, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 2109 Ocean Ave, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,706 sqft · built 1988
Lot Size	0.091 acres (3,977 sqft)
Owner	2 Individual Names on File
Last Sale	$1,435,000 (Oct 2018)
Tax Bill	$14,970 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone VE (high risk)
APN	`29-00038-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`29-00038-0000-00002`
Alternative APN	`290003800002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,706 sqft Living Area
Gross Area	3,044 sqft
Basement Area	1,338 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Construction Type	Frame
Roof Type	Flat
Roof Material	Asbestos
Lot Area	3,977 sqft (0.091 acres)
Lot Dimensions	149 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2109 OCEAN AVE
City	SHIP BOTTOM
State	NJ
Zip	08008-4363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3EC
Legal Description	50X149 10X50
Legal Block	38
Legal Lot Number	2
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	3
Census Block	3027
Census Tract	739000

Owner

2109 Ocean Ave is owned by two individuals who bought it in October 2018.

Source: Ocean County and Ship Bottom Borough records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1464 JOUET CT, TOMS RIVER, NJ 08753-2766
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 5, 2018	Grant Deed, Transfer JP MORGAN CHASE BK
Mar 15, 2017	Deed of Trust, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Feb 15, 2006 · Amount on File
Deed Document Number	201898178
Deed Book / Page	17260 / 1369
Prior Transfer Date	Apr 17, 2012
Prior Transfer Doc	0152181426
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2109 OCEAN AVE, SHIP BOTTOM, NJ 08008-4363
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177311007
Date	Dec 26, 2019
Book Page	17731/1007
Instrument	2019132420

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2109 OCEAN AVE, SHIP BOTTOM, NJ 08008-4363
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 OCEAN AVE, SHIP BOTTOM, NJ 08008-4363

Mortgage

Document Number	0186231206
Date	Aug 10, 2021
Book Page	18623/1206
Instrument	2021117274

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 5, 2018
Property Address	2109 OCEAN AVE, SHIP BOTTOM, NJ 08008-4363
Document Number	0172601369
Book / Page	017260 / 001369
Instrument Date	Aug 23, 2018
Instrument	98178
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 JOUET CT TOMS RIVER NJ 087532766, TOMS RIVER, NJ 08753-2766

Mortgage

Document Number	172601376
Date	Oct 5, 2018
Book Page	017260/001376
Instrument	98179

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2109 OCEAN AVE, SHIP BOTTOM, NJ 08008-4363
Document Number	0167011353
Book / Page	016701 / 001353
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STONE TAVERN DR MILLSTONE TOWNSHIP NJ 085101733, MILLSTONE TOWNSHIP, NJ 08510-1733

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Ocean Ave was $14,970, up 3% from the year before.

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,206,300 (-) Land $813,300 Building $393,000	$1,206,300 (-) Land $813,300 Building $393,000
2025	$14,970.00 (+2.99%)	$1,206,300 Land $813,300 Building $393,000	$1,206,300 Land $813,300 Building $393,000
2024	$14,535.00
2023		$1,206,300 Land $813,300 Building $393,000	$1,206,300 Land $813,300 Building $393,000
2022	$12,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Ocean Ave in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 714 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	837 units insured incl. 123 condo units
Nearby Flood Claims	581 (1978–2022)
Claims Outside the SFHA	6 of 581
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 442 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims Coastal Storms & Flooding, Mar 1984 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2109 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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