Carroll County property record for 2109 Nicodemus Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,536 sqft · built 1981 |
| Lot Size | 5.12 acres (223,027 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Aug 2021) |
| Tax Bill | $4,058 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-051964 |
| Primary APN | 07-051964 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,536 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 223,027 sqft (5.12 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 051964 |
|---|---|
| Street Address | 2109 NICODEMUS RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 5.12 ACS 2109 NICODEMUS RD S OF WARFIELDSBURG |
| Legal Subdivision | PADDOCKS |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 507802 |
2109 Nicodemus Rd is owned and occupied by an individual who bought it in August 2021.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2109 NICODEMUS RD, WESTMINSTER, MD 21157-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Aug 30, 2021 | Deed, Transfer · Conventional Mortgage BLUE INK MORTGAGE LLC |
| Aug 2, 2018 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Prior Sale | Aug 2, 2018 · Amount on File |
| Deed Book / Page | 10430 / 184 |
| Transfer Doc | 0045510608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2109 NICODEMUS RD, WESTMINSTER, MD 21157-7407 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TOWER TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0097840436 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 9784/436 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 30, 2021 |
| Property Address | 2109 NICODEMUS RD, WESTMINSTER, MD 21157-7407 |
| Document Number | 0104300184 |
| Book / Page | 10430 / 184 |
| Instrument Date | Aug 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NOT AVAILABLE, JUCTION TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2109 NICODEMUS RD, WESTMINSTER, MD 21157-7407 |
| Document Number | 0010430193 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 10430/193 |
| Name | BLUE INK MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 2, 2018 |
| Property Address | 2109 NICODEMUS RD, WESTMINSTER, MD 21157-7407 |
| Document Number | 0090810210 |
| Book / Page | 9081 / 0210 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2109 NICODEMUS RD, WESTMINSTER, MD 21157-7407 |
| Document Number | 0009081218 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 9081/218 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 2109 Nicodemus Rd was $4,058 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,058.00 (+5.24%) Homeowner's exemption | $403,900 (+8.85%) Land $160,600 Building $243,300 | $403,900 (-) Land $160,600 Building $243,300 |
| 2025 | $3,856.00 Homeowner's exemption | $371,067 | $403,900 Land $160,600 Building $243,300 |
| 2023 | $3,451.00 | $305,400 Land $160,600 Building $144,800 | $305,400 Land $160,600 Building $144,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2109 Nicodemus Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2109 Nicodemus Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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