2109 Neuse Cliffs Dr, New Bern, NC 28560 Property Records

Craven County property record for 2109 Neuse Cliffs Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,226 sqft · built 1967
Lot Size	0.955 acres (41,621 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2001)
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-015-106`

Property Details

APN / Parcel Number

Primary APN	`7-015-106`
Alternative APN	`41327`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,226 sqft Living Area
1st Floor Area	2,226 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1967
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,621 sqft (0.955 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	41327
Old Parcel Number	7-015-106
Street Address	2109 NEUSE CLIFFS DR
City	NEW BERN
State	NC
Zip	28560-6837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-32 NEUSE CLIFFS
Legal Subdivision	NEUSE CLIFFS
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3002
Census Tract	961002

Owner

Source: Craven County records · APN 7-015-106

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	303 PARK AVE, CAPE CARTERET, NC 28584-8542
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2001 · Amount on Record
Deed Sale	Mar 02, 2001 · Amount on Record
Deed Document Number	0001803824
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2109 NEUSE CLIFFS DR, NEW BERN, NC 28560-6837
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3617/1084
Date	Jun 19, 2020
Book Page	3617/1084
Instrument	10056229

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00 (+0.75%)	$330,730 (-) Land $65,000 Building $265,730	$330,730 (-) Land $65,000 Building $265,730
2023	$1,597.00 (+16.31%)	$330,730 (+47.3%) Land $65,000 Building $265,730	$330,730 (+47.3%) Land $65,000 Building $265,730
2022	$1,373.00	$224,530 Land $46,500 Building $178,030
2018			$224,530 Land $46,500 Building $178,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499610023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1999–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0425055, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.