2109 N 31st St, McAllen, TX 78501 Property Records

Hidalgo County property record for 2109 N 31st St, McAllen, TX 78501 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 945 sqft · built 1983
Lot Size	0.117 acres (5,101 sqft)
Owner	2 Individual Names on File
Tax Bill	$541 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`M595003000007800`

Property Details

APN / Parcel Number

Primary APN	`M595003000007800`
Alternative APNs	`R243184` `243184`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,101 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	56 sqft
Canopy	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	M595003000007800
Old Parcel Number	R243184
Street Address	2109 N 31ST ST
City	MCALLEN
State	TX
Zip	78501-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEBELLO UT NO. 3 LOT 78
Legal Subdivision	MONTEBELLO UT NO. 3 - SML
Legal Lot Number	78
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2012
Census Tract	20732

Owner

Source: Hidalgo County records · APN M595003000007800

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2109 N 31ST ST, MCALLEN, TX 78501-6617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 1993
Deed Sale	Apr 12, 1993
Deed Document Number	315224
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2109 N 31ST ST, MCALLEN, TX 78501-6617
Document Number	0003168098
Instrument Date	Nov 09, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 COL PROGRESO

Mortgage

Document Number	0003168098
Date	Nov 19, 2020
Instrument	3168098

Lender

Name	LONE STAR NAT'L BK
Type	Bank
Address	PHARR, TX 78577

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hidalgo County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,592 (+21%) Land $59,415 Building $69,270	$128,685 (+28.15%) Land $59,415 Building $69,270
2024	$541.00 (-42.69%)
2023	$944.00 (+49.37%) Homeowner's exemption Senior Citizen's exemption	$79,828 Land $30,600 Building $69,815	$100,415 Land $30,600 Building $69,815
2022	$632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482150207322, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Nearby Flood Policies	47 in force
Nearby Flood Claims	4 (2018–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2020, rainfall accumulation, Hurricane Hanna
Claims By Storm	Severe Storms And Flooding, Jun 2019 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 396 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wireless Internet	Fixed Wireless (licensed-by-rule)	400 / 100
Valley Telephone Cooperative, Inc. (TX)	Fixed Wireless	400 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Valley Telephone Cooperative, Inc. (TX), Smartcom Telephone, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.