2109 Montecito Ave, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 2109 Montecito Ave, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1948
Lot Size	0.166 acres (7,210 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2018)
Tax Bill	$8,857 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-560-003-000`

Property Details

APN / Parcel Number

Primary APN	`181-560-003-000`
Alternative APN	`181-560-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
Gross Area	1,997 sqft
1st Floor Area	1,517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,210 sqft (0.166 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	181-560-003
Street Address	2109 MONTECITO AVE
City	SANTA ROSA
State	CA
Zip	95404-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	REMAP FROM 015-312-002-000 - 09/13/97
Legal Subdivision	MAP OF CODDING TERRACE SUBDIVISION #1
Legal Block	2
Legal Lot Number	2
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2011
Census Tract	152300

Owner

2109 Montecito Ave is owned and occupied by two individuals who bought it in October 2018.

Source: Sonoma County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 MONTECITO AVE, SANTA ROSA, CA 95404-3015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Oct 12, 2018	Grant Deed, Transfer · Conventional with PMI REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Deed Document Number	201871113
Prior Transfer Date	Jan 4, 2000
Prior Transfer Doc	0000002661
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	2109 MONTECITO AVE, SANTA ROSA, CA 95404-3015
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 MONTECITO AVE, SANTA ROSA, CA 95404-3015

Mortgage

Document Number	0000024338
Date	Mar 1, 2021
Instrument	2021024338

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 12, 2018
Property Address	2109 MONTECITO AVE, SANTA ROSA, CA 95404-3015
Document Number	0000071113
Instrument Date	Oct 9, 2018
Instrument	71113
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2109 MONTECITO AVE SANTA ROSA CA 954043015, SANTA ROSA, CA 95404-3015

Mortgage

Document Number	71114
Date	Oct 12, 2018
Instrument	71114

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Montecito Ave was $8,857 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,474 (+2%) Land $318,589 Building $477,885
2025	$8,857.00 Homeowner's exemption	$780,858 Land $312,343 Building $468,515
2023	$8,592.00 (+6.73%) Homeowner's exemption	$750,538 Land $300,215 Building $450,323
2022	$8,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2109 Montecito Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Montecito Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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