Montgomery County property record for 2109 Merrifields Dr, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,182 sqft · built 1988 |
| Lot Size | 0.475 acres (20,674 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,900 (Feb 2002) |
| Tax Bill | $7,857 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01463116 |
| Primary APN | 13-01463116 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,182 sqft Living Area |
| Gross Area | 3,644 sqft |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,674 sqft (0.475 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01463116 |
|---|---|
| Street Address | 2109 MERRIFIELDS DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | GAYWOOD ESTS SEC B |
| Legal Subdivision | GAYWOOD ESTS |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 703221 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Jul 19, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2002 · Amount on Record |
| Deed Sale | Feb 26, 2002 · Amount on Record |
| Deed Document Number | 2002231842 |
| Deed Book / Page | 20616 / 580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Document Number | 0679050393 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 67905/393 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Document Number | 0665490019 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 66549/19 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0564290407 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 56429/407 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0606400270 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 60640/270 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Document Number | 0568340380 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2109 MERRIFIELDS DR SILVER SPRING MD 209061258, SILVER SPRING, MD 20906-1258 |
| Document Number | 0568340380 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 056834/000380 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2109 MERRIFIELDS DR, SILVER SPRING, MD 20906-1258 |
| Document Number | 0547800492 |
| Book / Page | 054780 / 000492 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 2109 MERRIFIELDS DR SILVER SPRING MD 209061258, SILVER SPRING, MD 20906-1258 |
| Document Number | 0547800492 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 054780/000492 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 27, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $710,433 (+2.04%) | $738,900 (+6.13%) Land $188,600 Building $550,300 | |
| 2025 | $7,857.00 (+39.23%) | $696,200 (+17.96%) Land $188,600 Building $507,600 | $696,200 (-) Land $188,600 Building $507,600 |
| 2023 | $590,200 | $696,200 Land $188,600 Building $507,600 | |
| 2022 | $5,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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