2109 Mauna Loa Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 2109 Mauna Loa Dr, Ceres, CA 95307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,927 sqft · built 1969
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Nov 2015)
Tax Bill$3,522 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN040-060-010-000

Property Details

APN / Parcel Number

Primary APN040-060-010-000
Alternative APNs
  • 0406010000
  • 0406010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,927 sqft Living Area
1st Floor Area1,927 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Patio Area385 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2109 MAUNA LOA DR
CityCERES
StateCA
Zip95307-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionNORTHVIEW ALOHA 01
Legal Block2
Legal Lot Number3
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2012
Census Tract2603

Owner

2109 Mauna Loa Dr is owned and occupied by two individuals who bought it in November 2015.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2109 MAUNA LOA DR, CERES, CA 95307-1626
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Mar 31, 2021Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2015 · Amount on File
Deed SaleNov 25, 2015 · Amount on File
Deed Document Number201592367
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2109 MAUNA LOA DR, CERES, CA 95307-1626
Transaction TypeMortgage
Record UpdatedMar 3, 2026
Title CompanyFIRST AMERICAN TITLE INC COMPANY, FIRST AMERICAN TTL INSUR CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 MAUNA LOA DR, CERES, CA 95307-1626

Mortgage

Document Number0000010556
DateFeb 20, 2026
Instrument2026-0010556
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressTEMPE, AZ 85288
Agreement
AmountAmount on Record

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2109 MAUNA LOA DR, CERES, CA 95307-1626
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 MAUNA LOA DR, CERES, CA 95307-1626

Mortgage

Document Number0000031552
DateMar 31, 2021
Instrument2021-0031552
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2109 Mauna Loa Dr was $3,522 with a homeowner's exemption, up % from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,522.00 (+0.03%) Homeowner's exemption$313,933 (+2%) Land $84,518 Building $229,415
2025$3,521.00 Homeowner's exemption$307,778 Land $82,861 Building $224,917
2023$3,208.00 (+0.88%) Homeowner's exemption$295,829 Land $79,645 Building $216,184
2022$3,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2109 Mauna Loa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Mauna Loa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CERES
serves 54,513 people · EPA ID CA5010028
Water SourcePurchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon, Xfinity.

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