2109 Mardic Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2109 Mardic Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,536 sqft · built 2002
Lot Size	0.049 acres (2,120 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2022)
Tax Bill	$3,915 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-341410`

Property Details

APN / Parcel Number

Primary APN	`03-341410`
Alternative APNs	`3341410` `341410`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Total Area
Basement Area	410 sqft
Finished Basement	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,120 sqft (0.049 acres)
Garage Type	Basement
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	210 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	341410
Street Address	2109 MARDIC DR
City	FOREST HILL
State	MD
Zip	21050-1738
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LOT 75 2120 SF 2109 MARDIC DRIVE SPENCEOLA FARMS P 100/54
Legal Subdivision	SPENCEOLA FARMS
Legal Lot Number	75
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3000
Census Tract	303203

Owner

2109 Mardic Dr, a townhouse, is owned and occupied by an individual who bought it in July 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2109 MARDIC DR, FOREST HILL, MD 21050-1738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Nov 19, 2004 · Amount on File
Deed Book / Page	15604 / 1
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 22, 2022
Property Address	2109 MARDIC DR, FOREST HILL, MD 21050-1738
Document Number	0156040001
Book / Page	15604 / 1
Map Reference	MB CGH100 FO 54
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2109 MARDIC DR, FOREST HILL, MD 21050-1738

Mortgage

Document Number	0156040005
Date	Jul 22, 2022
Instrument	15604-0005

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2109 Mardic Dr was $3,915, up 11.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,915.00 (+11.51%)	$359,233	$387,100 Land $75,000 Building $312,100
2025	$3,511.00
2023		$299,100	$345,300 Land $72,000 Building $273,300
2022	$3,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Mardic Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Mardic Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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