2109 Madison 244, Fredericktown, MO 63645 Property Records

Madison County property record for 2109 Madison 244, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,440 sqft · built 1975
Lot Size	50 acres (2,181,049 sqft)
Owner	2 Individual Names on File
Tax Bill	$872 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`09-2.0-09-000-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`09-2.0-09-000-000-006.000`
Alternative APN	`5874`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Flooring	Earth/Dirt
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,181,049 sqft (50 acres)
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Street Address	2109 MADISON 244
City	FREDERICKTOWN
State	MO
Zip	63645-7232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2NW; PT SENE SEC 8
Legal Range	08
Legal Township	32
Legal Section	09
Jurisdiction	MADISON MO
Township / Civil Division	MARQUAND
Census Block Group	1
Census Block	1004
Census Tract	960100

Owner

Source: Madison County records, as of January 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11816 PARKLIND DR, SAINT LOUIS, MO 63127-1612
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · ARM CARROLLTON BANK
Mar 4, 2019	Deed of Trust, Mortgage · FHA Mortgage CARROLLTON BANK
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF MISSOURI
May 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage NEW ERA BANK
Dec 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage NEW ERA BANK
Apr 16, 2025	Warranty Deed, Transfer
Dec 11, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2018	Warranty Deed, Transfer
Aug 19, 2008	Warranty Deed, Transfer · Conventional Mortgage FCS FINANCIAL FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025
Deed Sale	Apr 16, 2025
Prior Sale	Aug 6, 2018 · Amount on File
Deed Document Number	2025529
Deed Book / Page	574 / 592
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	000511/417
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000497/0000000858
Date	Aug 6, 2018
Book Page	0000000497/0000000858
Instrument	2017003184

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2021
Index	1-Year CMT

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000503/469
Date	Mar 4, 2019
Book Page	503/469
Instrument	2017004327

Lender

Name	CARROLLTON BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000521/522
Date	Oct 27, 2020
Book Page	521/522
Instrument	2020001758

Lender

Name	BANK OF MISSOURI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000446/386
Date	May 28, 2013
Book Page	446/386
Instrument	446_386

Lender

Name	NEW ERA BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2043

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00361/0151
Date	Dec 21, 2005
Book Page	361/0151
Instrument	3259

Lender

Name	NEW ERA BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Apr 16, 2025
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Document Number	000574/592
Book / Page	574 / 592
Instrument Date	Apr 10, 2025
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11816 PARKLIND DR, SAINT LOUIS, MO 63127-1612

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MO
Recording Date	Dec 11, 2019
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Document Number	000511/417
Book / Page	511 / 417
Instrument Date	Dec 11, 2019
Instrument	2017005798
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Aug 6, 2018
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Document Number	000497/855
Book / Page	497 / 855
Instrument Date	Jul 13, 2018
Instrument	2017003183
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Aug 19, 2008
Property Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232
Document Number	00400/0802
Book / Page	400 / 0802
Instrument Date	Aug 19, 2008
Instrument	1685
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 MADISON 244, FREDERICKTOWN, MO 63645-7232

Mortgage

Document Number	00400/0805
Date	Aug 19, 2008
Book Page	400/0805
Instrument	1686

Lender

Name	FCS FINANCIAL FLCA
Type	Non-Lending Institution
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$872.00 (-0.11%)	$16,100 (-)	$89,820 (-) Land $13,010 Building $76,810
2023	$873.00	$16,100	$89,820 Land $13,010 Building $76,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1999–2002)
Claims Outside the SFHA	8 of 18
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 10 claims Severe Storms And Flooding, Apr 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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