2109 Lloyd Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 2109 Lloyd Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,353 sqft · built 2003
Lot Size	1.09 acres (47,530 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,446 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057885-0200`

Property Details

APN / Parcel Number

Primary APN	`057885-0200`
Alternative APN	`U193219ZZZ000001799700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,353 sqft Living Area
Gross Area	3,626 sqft
1st Floor Area	2,353 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,530 sqft
Lot Dimensions	125 ft deep x 190 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	832 sqft
Patio Area	280 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0578850200
Street Address	2109 LLOYD DR
City	RUSKIN
State	FL
Zip	33570-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-3
Legal Description	FROM SW COR OF NW 1/4 RUN N 1569.68 FT S 85 DEG 41 MINS 58 SEC E 52.49 FT S 79 DEG 2 MIN 15 SEC E 102.46 FT S 73 DEG 59 MIN 5 SEC E 54.67 FT FOR POB RUN N 16 DEG 55 SEC E 15 FT N 00 DEG 25 MIN 12 SEC E 187.26 FT N 52 DEG 12 MIN 5 SEC E 131.85 FT MOL
Legal Range	19E
Legal Township	32S
Legal Section	19
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	1
Legal Lot Number	79970
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2027
Census Tract	14002

Owner

2109 Lloyd Dr is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 LLOYD DR, RUSKIN, FL 33570-5910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jul 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2109 LLOYD DR, RUSKIN, FL 33570-5910
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156095
Date	Mar 30, 2021
Instrument	2021156095

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2109 LLOYD DR, RUSKIN, FL 33570-5910
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021156095
Date	Mar 30, 2021
Instrument	2021156095

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 16, 2019
Property Address	2109 LLOYD DR, RUSKIN, FL 33570-5910
Document Number	0267911100
Book / Page	026791 / 001100
Instrument Date	Jun 27, 2019
Instrument	304566
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2109 LLOYD DR RUSKIN FL 335705910, RUSKIN, FL 33570-5910

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Lloyd Dr was $4,446 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,951 (+2.7%)	$530,511 (-0.68%) Land $302,575 Building $227,936
2025	$4,446.00 Homeowner's exemption	$250,196	$534,144 Land $302,575 Building $231,569
2023	$3,963.00 (+5.04%) Homeowner's exemption	$237,382 (+3%)	$481,329 (+2.09%) Land $242,060 Building $239,269
2022	$3,773.00 Homeowner's exemption	$230,468	$471,495 Land $242,060 Building $229,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Lloyd Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (1996–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Lloyd Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER VISTA RV VILLAGE private · serves 684 people · EPA ID FL6295523
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	HCWRD/SOUTH-CENTRAL
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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