2109 Howson Rd, Raleigh, NC 27603 Property Records

Wake County property record for 2109 Howson Rd, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,743 sqft · built 1986
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Apr 2023)
Tax Bill	$1,936 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0688.01-38-2875 0145363`

Property Details

APN / Parcel Number

Primary APN	`0688.01-38-2875 0145363`
Alternative APNs	`014536301` `0145363`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,743 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	65,776 sqft (1.51 acres)
Pool Area	576 sqft
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0145363
Old Parcel Number	014536301
Street Address	2109 HOWSON RD
City	RALEIGH
State	NC
Zip	27603-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LO15 HOWSON RIDGE BM1985-1174
Legal Township	12
Legal Subdivision	HOWSON RDG
Legal Lot Number	15
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3007
Census Tract	53111

Owner

2109 Howson Rd is owned and occupied by an individual who bought it in April 2023.

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2109 HOWSON RD, RALEIGH, NC 27603-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 28, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Prior Sale	Dec 28, 2021 · Amount on File
Deed Document Number	0193162716
Deed Book / Page	19316 / 2716
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 24, 2023
Property Address	2109 HOWSON RD, RALEIGH, NC 27603-9695
Document Number	19316/2716
Book / Page	19316 / 2716
Map Reference	MB 1985 PG 1174
Instrument Date	Apr 20, 2023
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 KNIGHTWOOD DR, DURHAM, NC 27703-6342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 HOWSON RD, RALEIGH, NC 27603-9695

Mortgage

Document Number	0193162718
Date	Apr 24, 2023
Instrument	19316/2718

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 28, 2021
Property Address	2109 HOWSON RD, RALEIGH, NC 27603-9695
Document Number	18859/2508
Book / Page	18859 / 2508
Map Reference	MB 1985 PG 1174
Instrument Date	Dec 14, 2021
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 RIDGE LAKE DR, 118, APEX, NC 27539-7732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 HOWSON RD, RALEIGH, NC 27603-9695

Mortgage

Document Number	0188592512
Date	Dec 28, 2021
Instrument	18859/2512

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,936.00	$245,782 Land $84,500 Building $161,282	$245,782 Land $84,500 Building $161,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Howson Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1996–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Howson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Brightspeed.

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