2109 Hovington Cir E, Jacksonville, FL 32246 Property Records

Duval County property record for 2109 Hovington Cir E, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1993
Lot Size	0.225 acres (9,814 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Aug 2020)
Tax Bill	$6,333 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`165285-4235`

Property Details

APN / Parcel Number

Primary APN	`165285-4235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,425 sqft
Sunroom	Sunroom
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,814 sqft (0.225 acres)
Lot Dimensions	138 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2109 HOVINGTON CIR E
City	JACKSONVILLE
State	FL
Zip	32246-7061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47-96 27-2S-28E KENSINGTON GARDENS UNIT 3D LOT 168
Legal Range	28E
Legal Township	02S
Legal Section	27
Legal Subdivision	KENSINGTON GARDNS UNIT 3D
Legal Lot Number	168
Legal Unit	3D
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3007
Census Tract	14340

Owner

2109 Hovington Cir E is owned and occupied by an individual who bought it in August 2020.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2109 HOVINGTON CIR E, JACKSONVILLE, FL 32246-7061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	2020191110
Deed Book / Page	19351 / 1582
Prior Transfer Date	Apr 2, 2008
Prior Transfer Doc	0144430936
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 31, 2020
Property Address	2109 HOVINGTON CIR E, JACKSONVILLE, FL 32246-7061
Document Number	0193511582
Book / Page	19351 / 1582
Instrument Date	Aug 28, 2020
Instrument	2020191110
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$1,848.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4226 ATLANTA DR, 4226, VIRGINIA BEACH, VA 23453-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112

Mortgage

Document Number	0193511584
Date	Aug 31, 2020
Instrument	19351/1584

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2109 HOVINGTON CIR E, JACKSONVILLE, FL 32246-7061
Document Number	0180442241
Book / Page	018044 / 002241
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 HOVINGTON CIR S JACKSONVILLE FL 32246, JACKSONVILLE, FL 32246

Mortgage

Document Number	0180442241
Date	Jul 7, 2017
Book Page	018044/002241
Instrument	158732

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 6, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Hovington Cir E was $6,333, up 9.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,332 (-0.25%) Land $135,807 Building $202,525	$338,332 (-0.25%) Land $135,807 Building $202,525
2025	$6,333.00 (+9.91%)	$339,173 Land $130,000 Building $209,173	$339,173 Land $130,000 Building $209,173
2024	$5,762.00 (+5.84%)
2023	$5,444.00 (+16.23%)	$320,617 (+10.84%) Land $100,000 Building $220,617	$320,617 (+10.84%) Land $100,000 Building $220,617
2022	$4,684.00	$289,267 Land $75,000 Building $214,267	$289,267 Land $75,000 Building $214,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Hovington Cir E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	2 (2012–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Hovington Cir E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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