2109 Herndon St, Dover, FL 33527 Property Records

Hillsborough County property record for 2109 Herndon St, Dover, FL 33527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,406 sqft · built 1987
Lot Size	0.334 acres (14,552 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Mar 2019)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`086800-7678`

Property Details

APN / Parcel Number

Primary APN	`086800-7678`
Alternative APN	`U33292134O000000000140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,406 sqft Living Area
Gross Area	3,676 sqft
1st Floor Area	2,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,552 sqft (0.334 acres)
Lot Dimensions	141 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	510 sqft
Porch	Open Porch
Porch Area	741 sqft
Patio Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0868007678
Street Address	2109 HERNDON ST
City	DOVER
State	FL
Zip	33527-6349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-4
Legal Description	HIDDEN FOREST EAST LOT 14
Legal Range	21E
Legal Township	29S
Legal Section	33
Legal Subdivision	HIDDEN FOREST EAST
Legal Tract	34O
Legal Lot Number	14
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1017
Census Tract	13207

Owner

2109 Herndon St is owned and occupied by two individuals who bought it in March 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 HERNDON ST, DOVER, FL 33527-6349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 10, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 1, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	Jan 10, 2003 · Amount on File
Deed Document Number	201989242
Deed Book / Page	26433 / 1696
Prior Transfer Date	Jun 11, 2007
Prior Transfer Doc	0000310661
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2109 HERNDON ST, DOVER, FL 33527-6349
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 HERNDON ST, DOVER, FL 33527-6349

Mortgage

Document Number	0000256233
Date	Jun 13, 2023
Instrument	2023256233

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2109 HERNDON ST, DOVER, FL 33527-6349
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 HERNDON ST, DOVER, FL 33527-6349

Mortgage

Document Number	2021571999
Date	Nov 10, 2021
Instrument	2021571999

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 1, 2019
Property Address	2109 HERNDON ST, DOVER, FL 33527-6349
Document Number	0264331696
Book / Page	026433 / 001696
Instrument Date	Feb 22, 2019
Instrument	89242
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 HERNDON ST DOVER FL 335276349, DOVER, FL 33527-6349

Mortgage

Document Number	264331698
Date	Mar 1, 2019
Book Page	026433/001698
Instrument	89243

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 9, 2018
Property Address	2109 HERNDON ST, DOVER, FL 33527-6349
Document Number	0255510948
Book / Page	025551 / 000948
Instrument Date	Feb 8, 2018
Instrument	56298
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4424 W VASCONIA ST TAMPA FL 336298326, TAMPA, FL 33629-8326

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Herndon St was $3,797 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,342 (+2.7%)	$356,852 (-4.67%) Land $96,578 Building $260,274
2025	$3,797.00 Homeowner's exemption	$208,707	$374,351 Land $96,578 Building $277,773
2023	$3,302.00 (+5.77%) Homeowner's exemption	$194,527 (+3%)	$316,044 (+2.17%) Land $68,984 Building $247,060
2022	$3,122.00 Homeowner's exemption	$188,861	$309,318 Land $68,984 Building $240,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Herndon St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	10 (2001–2024)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Herndon St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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