Montgomery County property record for 2109 Eastern Ave, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,196 sqft · built 1966 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Sep 2014) |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621278007000 |
| Primary APN | 600621278007000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Basement Area | 1,196 sqft |
| Finished Basement | 530 sqft |
| Unfinished Basement | 666 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2109 EASTERN AVE |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/2 SE NE S 75' E 230' |
| Legal Range | 38W |
| Legal Township | 72N |
| Legal Section | 21 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2109 EASTERN AVE, RED OAK, IA 51566-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 11, 2021 | Intrafamily Transfer, Transfer |
| Mar 16, 2012 | Warranty Deed, Transfer SOUTHWEST IOWA HOUSING TRUST FUND I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2014 · Amount on Record |
| Deed Sale | Sep 19, 2014 · Amount on Record |
| Deed Document Number | 20141446 |
| Deed Book / Page | 2014 / 1446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 2109 EASTERN AVE, RED OAK, IA 51566-1315 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000312 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 0000002018/0000000312 |
| Instrument | 000000000312 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Jan 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jan 11, 2021 |
| Property Address | 2109 EASTERN AVE, RED OAK, IA 51566-1315 |
| Document Number | 0002021/36 |
| Book / Page | 2021 / 36 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021 0036 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2109 EASTERN AVE, RED OAK, IA 51566-1315 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Mar 16, 2012 |
| Property Address | 2109 EASTERN AVE, RED OAK, IA 51566-1315 |
| Document Number | 02012/0398 |
| Book / Page | 2012 / 0398 |
| Instrument Date | Mar 9, 2012 |
| Instrument | 2012 398 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2109 EASTERN AVE, RED OAK, IA 51566-1315 |
| Document Number | 0002012400 |
|---|---|
| Date | Mar 16, 2012 |
| Instrument | 2012 400 |
| Name | SOUTHWEST IOWA HOUSING TRUST FUND I |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Number | 02012/0399 |
|---|---|
| Date | Mar 16, 2012 |
| Book Page | 2012/0399 |
| Instrument | 2012 399 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Mar 15, 2050 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098.00 (-8.62%) Homeowner's exemption | $115,920 (-0.51%) Land $17,250 Building $98,670 | $115,920 (-0.51%) Land $17,250 Building $98,670 |
| 2024 | $2,296.00 (+23.97%) | ||
| 2023 | $116,510 Land $12,940 Building $103,570 | $116,510 Land $12,940 Building $103,570 | |
| 2022 | $1,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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