2109 E State St, Algona, IA 50511 Property Records

Kossuth County property record for 2109 E State St, Algona, IA 50511 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,584 sqft · built 1995
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2025)
Tax Bill	$5,970 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-476-005`

Property Details

APN / Parcel Number

Primary APN	`22-01-476-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
Basement Area	1,454 sqft
Finished Basement	1,000 sqft
Unfinished Basement	454 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	294 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2109 E STATE ST
City	ALGONA
State	IA
Zip	50511-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PARKSIDE ADD
Legal Subdivision	PARKSIDE ADD
Legal Lot Number	2
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1055
Census Tract	950500

Owner

Source: Kossuth County records · APN 22-01-476-005

Assessment roll updated October 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2109 E STATE ST, ALGONA, IA 50511-2227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Apr 23, 2018	Warranty Deed, Transfer IOWA STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	2025486
Deed Book / Page	2025 / 486
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	2109 E STATE ST, ALGONA, IA 50511-2227
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3341
Date	Nov 07, 2022
Book Page	2022/3341
Instrument	2022 3341

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 02, 2042

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 26, 2021
Property Address	2109 E STATE ST, ALGONA, IA 50511-2227
Document Number	02021/2253
Book / Page	2021 / 2253
Instrument Date	Jul 21, 2021
Instrument	2021 2253
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2109 E STATE ST, ALGONA, IA 50511-2227

Mortgage

Document Number	02021/2254
Date	Jul 26, 2021
Book Page	2021/2254
Instrument	2021 2254

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 23, 2022

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Apr 23, 2018
Property Address	2109 E STATE ST, ALGONA, IA 50511-2227
Document Number	2018/1153
Book / Page	2018 / 1153
Instrument Date	Apr 23, 2018
Instrument	000000001153
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E STATE ST, ALGONA, IA 50511-2227

Mortgage

Document Number	0000002018/0000001154
Date	Apr 23, 2018
Book Page	0000002018/0000001154
Instrument	000000001154

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,970.00	$394,513 (+8.74%) Land $58,200 Building $336,313
2024	$5,970.00 (-1.42%)
2023		$362,796 Land $46,560 Building $316,236	$362,796 (-8.04%) Land $46,560 Building $316,236
2021	$6,056.00		$394,513 Land $58,200 Building $336,313

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kossuth County (19109C), updated March 19, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191099505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Algona Municipal Utilities	Cable	150 / 25

May also be available at this address: Algona Municipal Utilities, Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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