2109 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 2109 E Main St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,348 sqft · built 1920
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$186,067 (Feb 2026)
Tax Bill	$1,300 (2025)
Deeds & Mortgages	Feb 2008 Line of Credit Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-52568-00`

Property Details

APN / Parcel Number

Primary APN	`029-52568-00`
Alternative APNs	`89-16-33-440-504.000-030` `463344050400029`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,348 sqft Living Area
1st Floor Area	2,348 sqft
Basement Area	587 sqft
Unfinished Basement	587 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	173 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463344050400029
Street Address	2109 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 FT E SIDE LOT 3 N DRULEY
Legal Subdivision	NATHAN DRULEYS ADDITION TO LINDEN HILL
Legal Lot Number	3
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4001
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street-Glen Miller Park Historic District listed 1986 · 100 contributing resources · NRIS 86000612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2109 E MAIN ST, RICHMOND, IN 47374-5711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2008	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 27, 2026	Personal Representative Deed, Transfer · Conventional Mortgage USAA FSB
Feb 27, 2026	Personal Representative Deed, Transfer · Conventional Mortgage USAA FSB
Nov 9, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Nov 9, 2007
Deed Document Number	20261528
Record Updated	Sep 20, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2109 E MAIN ST, RICHMOND, IN 47374-5711
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008001344
Date	Feb 12, 2008
Instrument	2008001344

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Jan 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 27, 2026
Property Address	2109 E MAIN ST, RICHMOND, IN 47374-5711
Document Number	2026001528
Map Reference	MB 2 PG 119
Instrument Date	Feb 27, 2026
Instrument	2026001528
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E MAIN ST, RICHMOND, IN 47374-5711

Mortgage

Document Number	2026001529
Date	Feb 27, 2026
Instrument	2026001529

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 27, 2026
Property Address	2109 E MAIN ST, RICHMOND, IN 47374-5711
Document Number	2026001528
Map Reference	MB 2 PG 119
Instrument Date	Feb 27, 2026
Instrument	2026001528
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E MAIN ST, RICHMOND, IN 47374-5711

Mortgage

Document Number	2026001529
Date	Feb 27, 2026
Instrument	2026001529

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 9, 2007
Property Address	2109 E MAIN ST, RICHMOND, IN 47374-5711
Document Number	2007011342
Map Reference	MB 2 PG 119
Instrument Date	Nov 8, 2007
Instrument	2007011342
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,300.00 (-4.83%)	$159,500 (+33.03%) Land $13,500 Building $146,000	$159,500 (+33.03%) Land $13,500 Building $146,000
2024	$1,366.00 (+12.8%)
2023		$119,900 (-1.07%) Land $10,000 Building $109,900	$119,900 (-1.07%) Land $10,000 Building $109,900
2022	$1,211.00 Homeowner's exemption	$121,200 Land $10,000 Building $111,200	$121,200 Land $10,000 Building $111,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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