2109 E Flora St, Tampa, FL 33610 Property Records

Hillsborough County property record for 2109 E Flora St, Tampa, FL 33610

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,518 sqft · built 1962
Lot Size0.138 acres (6,024 sqft)
Owner2 Individual Names on Record
Last Sale$245,500 (Apr 2018)
Tax Bill$7,894 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN149328-0000

Property Details

APN / Parcel Number

Primary APN149328-0000
Alternative APN
  • A30281946P000000000020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,518 sqft Living Area
Gross Area1,747 sqft
1st Floor Area1,518 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2016
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,024 sqft (0.138 acres)
Lot Dimensions94 ft deep x 61.5 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchScreened Porch
Porch Area229 sqft
Patio Area66 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1493280000
Street Address2109 E FLORA ST
CityTAMPA
StateFL
Zip33610-1043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSH-RS
Legal DescriptionKIES SUBDIVISION ADDITION LOT 2
Legal Range19E
Legal Township28S
Legal Section30
Legal SubdivisionKIES SUBDIVISION ADDITION
Legal Tract46P
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group3
Census Block3014
Census Tract1100

Owner

Source: Hillsborough County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11621 RADIANT SHORE LOOP, SAN ANTONIO, FL 33576-7432
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jun 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Apr 20, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CMG MORTGAGE INC
Jul 28, 2017Warranty Deed, Transfer
BROWN AND ASSOCIATES LAW AND TITLE, BROWN & ASSOCS LAW & TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2018 · Amount on Record
Deed SaleApr 20, 2018 · Amount on Record
Prior SaleJul 28, 2017 · Amount on Record
Deed Document Number2018154555
Deed Book / Page25705 / 515
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2109 E FLORA ST, TAMPA, FL 33610-1043
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 E FLORA ST, TAMPA, FL 33610-1043

Mortgage

Document Number0000550319
DateNov 22, 2022
Instrument2022550319
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 21, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2109 E FLORA ST, TAMPA, FL 33610-1043
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 E FLORA ST, TAMPA, FL 33610-1043

Mortgage

Document Number0000299589
DateJun 14, 2022
Instrument2022299589
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJul 1, 2029
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate8.37%

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 20, 2018
Property Address2109 E FLORA ST, TAMPA, FL 33610-1043
Document Number0000154555
Book / Page25705 / 0515
Map ReferenceMB36 PG81
Instrument DateApr 13, 2018
Instrument2018154555
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,697.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7108 N 10TH ST, 7108, TAMPA, FL 33604-5004

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 E FLORA ST, TAMPA, FL 33610-1043

Mortgage

Document Number0000154556
DateApr 20, 2018
Instrument2018154556
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 28, 2017
Property Address2109 E FLORA ST, TAMPA, FL 33610-1043
Document Number0251270336
Book / Page025127 / 000336
Instrument DateJul 24, 2017
Instrument299376
Transaction TypeTransfer
Record UpdatedAug 10, 2017
Title CompanyBROWN AND ASSOCIATES LAW AND TITLE, BROWN & ASSOCS LAW & TITLE

Transaction

AmountAmount Recorded
Tax$591.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7108 N 10TH ST TAMPA FL 336045004, TAMPA, FL 33604-5004

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,345 (-3.56%) Land $59,544 Building $315,801$375,345 (-3.56%) Land $59,544 Building $315,801
2025$7,894.00 (+83.84%)$389,185 (+51.01%) Land $68,476 Building $320,709$389,185 (+11.05%) Land $68,476 Building $320,709
2023$4,294.00 (+2.85%) Homeowner's exemption$257,713 (+3%)$350,456 (-1.57%) Land $56,567 Building $293,889
2022$4,175.00 Homeowner's exemption$250,207$356,038 Land $56,567 Building $299,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims16 (1988–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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